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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71682 reviews)

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4.76

Based on 71,682 reviews, last reviewed 16th Jun 2026

4642800% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Perfect if you use it, it’s easier for you to get yo... Perfect if you use it, it’s easier for you to get you large payments sorted Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71682)

Fantastic professional service.

Fantastic professional service. Helps with cost of living knowing you can pay in 3 or if you do have extra money, it allows you to pay it off or pay next installment early. Giving you the flexibility to do just that. Reviewed on: 9th June 2024

Good way to purchase if you’re skint!

I have used pay in 3 many times now and is a handy way to buy things immediately without paying the full price straight away Reviewed on: 9th June 2024

Recommend this service to others

I use pay in 3 when I want to make a large payment but can’t afford it in one go. It’s been extremely useful to me in many circumstances. I will continue to use this service and recommend it to people around me. Reviewed on: 9th June 2024

Use it a lot , easy and quick way to pay.

Use it a lot , easy and quick way to pay. Mostly secure Reviewed on: 9th June 2024

Very easy way to budget for the things you need and...

Very easy way to budget for the things you need and want Reviewed on: 9th June 2024

Simple process and very easy to use.

Simple process and very easy to use. I find that the Pay-in-3 system is one of many of the fantastic tools that PayPal offer for staying on top of things. The system operates brilliantly and the automatic direct debit is an awesome tool to ensure that you don’t miss any payments. Reviewed on: 9th June 2024

My 'go to' to pay for products or services!

You can always rely on PayPal if requesting a payment or paying for a product or service. Reviewed on: 9th June 2024

Win win win.

Pay in three being interest free offers a fantastic way to shop for bargains, purchase with confidence and spread the load #WinWinWin Pay in three being interest free offers a fantastic way to shop for bargains, purchase with confidence and spread the load #WinWinWin Reviewed on: 9th June 2024

Was a bit unsure about using pay in 3 but it was so...

Was a bit unsure about using pay in 3 but it was so easy and straightforward. Helped me massively with an emergency purchase and will definitely recommend and use the service again Reviewed on: 9th June 2024

I use PayPal for everything! It’s so reliable and safe

I use PayPal for everything!! I love it, safest way to shop Reviewed on: 9th June 2024

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