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PayPal: Pay in 3 reviews

4.76
Based on 75,028 reviews, last reviewed 22nd Jun 2026
4961100% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Sue must have Find it easy to use pay in 3 I use it quite a lot Reviewed on: 22nd June 2026
Susan mac's avatar
Susan mac

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (75028)

Always using whatever I. can pay with.

5
Never had and issue with my account and in past very helpful to solve issue with seller or service provider Reviewed on: 13th June 2024

Every time I wish to purchase an item Pay in the 3 i...

5
Every time I wish to purchase an item Pay in the 3 is my go too simple and effective Reviewed on: 13th June 2024

Easy to use

5
Their payment options are incredibly helpful, and the platform is easy to use Reviewed on: 13th June 2024

Convenient payment plan with no hidden costs

5
Regularly use pay in 3 as money is tight, it enables me to buy things that we need and spread the cost. Reviewed on: 13th June 2024

Been using it for years.

5
I have been using PayPal: pay in 3 for several years, making many purchases from various vendors. Virtually every purchase has been hassle free and what issues I’ve faced have been from vendors and not PayPal. The purchases made have varied from the minimum value up to £1000 + Reviewed on: 13th June 2024

super easy to use and clear conditions

5
App makes it super easy to use and set up. Can always check when my next instalment payment is due with plenty of cues to warn me of upcoming payment dates and totals. I also think the feature to use any existing balance in my Paypal account, or not, towards automatic payments is really helpful. Reviewed on: 13th June 2024

Quick and simple to use and easy to understand

5
Quick and simple to use and easy to understand Reviewed on: 13th June 2024

Helps me break costs down and make payments more man...

5
Helps me break costs down and make payments more manageable. I like having the email updates to keep me on track and know when to make payments. Reviewed on: 13th June 2024

pay in 3 times interest free

5
Being able to pay in 3 times interest free is great Reviewed on: 13th June 2024

PayPal is very useful in this financial climate.

5
PayPal is very useful in this financial climate. It enables you to split your purchases. Reviewed on: 13th June 2024

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