Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76394 reviews)

View other PayPal products

4.76

Based on 76,394 reviews, last reviewed 26th Jun 2026

5091300% increase in 5 star reviews

in the past 90 days

9400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It was really good and helpful, it helped me put It was really good and helpful, it helped me put Reviewed on: 26th June 2026

Latest lowest rating:

1

The whole experience has been terrible! The whole experience has been terrible! I returned an item as advised by paypal because it was not as described but paypal continued take the pay in ... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (76394)

Pay in 3 has helped me buy things for Christmas pres...

Pay in 3 has helped me buy things for Christmas presents and birthday when in a bit of a slow month for money, PayPal is definitely the best option for pay in 3 for me as no interest is added on and it automatically comes out your account without you having to remember and manually do it Reviewed on: 14th June 2024

Paying three has helped me so many times when I just...

Paying three has helped me so many times when I just haven’t had enough to cover everything all at once in three easy payments at 0% interest it’s silly not to use it Reviewed on: 14th June 2024

Pay in there initiative

PayPal pay in three has helped me manage my finance at my paste and have afforded me time to make my repayment in a suitable way. With tje cost of living this has been my saving grace.. Reviewed on: 14th June 2024

Easy and no hassle to use.

Easy and no hassle to use. Makes big purchases managable Reviewed on: 14th June 2024

Any issues I have had has been resolved very quickly.

Any issues I have had has been resolved very quickly. People on the phone are always very nice and very helpful which is such a relief and a change from other companies. Communication is never too long either which is great for me. Reviewed on: 14th June 2024

I have used this service quite a bit, found repaying...

I have used this service quite a bit, found repaying easy and it's a great option for improving credit rating and buying things which you can't quite afford at the time. The app is easy to use and reminders to for payments are handy to avoid missing a payment. Reviewed on: 14th June 2024

PayPal pay in three is helpful and convenient.

PayPal pay in three is helpful and convenient. Reviewed on: 14th June 2024

Easy to use and easy to navigate

Easy to use and easy to navigate Reviewed on: 14th June 2024

Never have any problems with pay in 3.

Never have any problems with pay in 3. Helps me get what I need without having to wait Reviewed on: 14th June 2024

Great App

Great app so easy to make payments to people and to businesses wouldn't use anything else Reviewed on: 14th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Retail finance
from Buyline 4.38 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145430 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub