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PayPal: Pay in 3 reviews

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4.93
Based on 32,043 reviews, last reviewed 8th Apr 2026
915900% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
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4%
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1%
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0%
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Latest highest rating:

5

Love it but need some improvement Love it but need some improvement Reviewed on: 8th April 2026
Muhened Chalaby's avatar
Muhened Chalaby

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (32043)

All my experience to date with PayPal has been absol...

5
All my experience to date with PayPal has been absolutely fine. It gives confidence to online and contactless transactions, knowing problems are virtually non existent Reviewed on: 8th April 2026
Phil B's avatar
Phil B

Freaking Offers

5
Best thing i ever see to use this is multiple known brands give offers when using PayPal services.. highly recommended Reviewed on: 8th April 2026
komal fatima's avatar
komal fatima

Peace of mind on purchases

5
Ive used PayPal for all my purchases, the money is easily transered between my bank account and paypal, without issue. The pay in 3 part is great for those larger purchases, and having PayPal behind your purchases adds peace of mind should something not work out. Reviewed on: 8th April 2026
Denise Noble's avatar
Denise Noble

Very reliable service

5
Very reliable service paying for goods and when returns are necessary no delays in my account being reimbursed Reviewed on: 8th April 2026
John B's avatar
John B

Love PayPal!

5
I have been using PayPal for many years now and have always had excellent service. Problems have always been dealt with efficiently. PayPal is the only one for me! Reviewed on: 8th April 2026
Lyn's avatar
Lyn

Always accurate whit payment, deals, and most import...

5
Always accurate whit payment, deals, and most important resolved problems with sellers in due time. Reviewed on: 8th April 2026
Ivanka R's avatar
Ivanka R

PayPal Pay in 3 Issues ruin a good platform!

3
I have been using Pay in 3 for a number of years and all of a sudden I got refused. No change to circumstances and no explanation. I have contacted customer services and got little to no explanation from them either. This is really disappointing as the other than this experience I have found PayPal very user friendly and handy. Reading online I am not the only one this has happened to, so I think PayPal needs to address the issue rather than ignore it. Reviewed on: 8th April 2026
Ally D's avatar
Ally D

Love the flexibility PayPal provides, pay in 3 is ex...

5
Love the flexibility PayPal provides, pay in 3 is excellent for someone like me when I can't afford large purchases at once but I can break it down into smaller payments with no interest which is valuable for someone like me who has to be really careful with finances Reviewed on: 8th April 2026
AmW's avatar
AmW

No problem

5
If a problem arises with a seller PayPal are very quick to rectify which are few and far between, great communication and customer service. Reviewed on: 8th April 2026
Chris B's avatar
Chris B

Pay in three is so easy to use.

5
Pay in three is so easy to use and so helpful spreading the cost. Paypal always remind you in good time when the next payment is due. Reviewed on: 8th April 2026
Pamela KL's avatar
Pamela KL

Review PayPal: Pay in 3 now

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