Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80030 reviews)

View other PayPal products

4.76

Based on 80,012 reviews, last reviewed 5th Jul 2026

1809% increase in 5 star reviews

in the past 90 days

1286% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Can trust PayPal Trust PayPal with online transactions Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (80030)

Using PayPal

Very easy to use when making choices Reviewed on: 4th July 2026

Never any problem with PayPal.

Never had any problems with PayPal. The 'pay in three 'amount was reduced by a partial refund, and it was automatically adjusted to a lower monthly payment Reviewed on: 4th July 2026

Pay in 3

Extremely easy and efficient way to spread your payments. Reviewed on: 4th July 2026

No issues at all, perfect service

No issues at all, perfect service Reviewed on: 4th July 2026

Pay in 3 makes the unaffordable affordable .

Pay in 3 is a great purchase plan enabling me to budget and get my little holiday break now when I need some valuable time out. Reviewed on: 4th July 2026

Very useful feature.

Very useful feature. Use it all the time. It's so easy to use it almost doesn't make sense not to use it. Reviewed on: 4th July 2026

I have been using the PayPal pay in 3 for many years...

I have been using the PayPal pay in 3 for many years , its been absolutely so helpful when Im needing to purchase bigger items , it's a safe way to know I wont go in debt having PayPal automatically take the payment spreaded out over the 3 months. Reviewed on: 4th July 2026

The pay in 3 experience is so easy.

The pay in 3 experience is so easy. There’s no hassle and it means that I can spread the cost of my purchase over 3 months with no worry Reviewed on: 4th July 2026

Just simple and easy to use without hassle

Just simple and easy to use without hassle Reviewed on: 4th July 2026

Everything is wonderful couldn’t ask for a better se...

Everything is wonderful couldn’t ask for a better service! Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 149357 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub