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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32092 reviews)

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4.93

Based on 32,092 reviews, last reviewed 9th Apr 2026

920400% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Expensive essentials possible with 3 smaller payments Pay in 3 with PayPal has allowed me to buy essential expensive items without leaving myself struggling financially. It breaks the total into 3 smaller... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32092)

Never a problem.

Never a problem. Easy to use making shopping affordable with a great range of retailers. Communication is clear and system simple to use Reviewed on: 8th April 2026

Great option!

Great option, easily accessible, intuitive to use and to keep track of Reviewed on: 8th April 2026

Pay in three is fast and effective in a tight spot

I use pay in three when I don't have the funds straight away but also don't want to use a credit card or loan.. So it's very helpful in tight spots and with the app is right at my finger tips Reviewed on: 8th April 2026

Pay in 3 is a useful alternative to credit card

Paypal Pay in 3 was a very useful alternative to paying for my car service on my credit card, incurring no interest. Reviewed on: 8th April 2026

They are so excellent in their service.

They are so excellent in their service. Reviewed on: 8th April 2026

Good for service, not so good for customer service

Paypal is an excellent, easy-to-use service that is a quick and efficient way to send money to relatives or to pay smaller companies. It can be quite difficult to get help with any issues as there is a reliance on automated chats and confusing loops to try and find a contact number. In the end, I was able to get help from a person but this took a frustrating amount of time. If their customer service was better they'd be a fantastic company. Reviewed on: 8th April 2026

Just works, no issues- fast and secure

Just works, no issues- fast and secure Reviewed on: 8th April 2026

In a world full of deceit PayPal keeps my financial...

In a world full of deceit PayPal keeps my financial transactions safe. I have used the pay in three a few times this has allowed me to acquire expensive items without initial outlay. I can keep track of my spending easily through the app. Reviewed on: 8th April 2026

Quick and easy to use.

Quick and easy to use. PayPal is my go to payment method online, trustworthy experience Reviewed on: 8th April 2026

Flexible Payment Options

I love having the option to pay over 3 months or get 4 months interest free for larger purchases. Easy to make payments if you wish to pay things off a little earlier too. Reviewed on: 8th April 2026

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