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PayPal: Pay in 3 reviews

4.93
Based on 32,098 reviews, last reviewed 9th Apr 2026
920900% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
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Latest highest rating:

5

If you want an efficent online payment system PayPal... If you want an efficent online payment system PayPal is the way to go. No messing about instant, Brilliant service and easy to set up. Reviewed on: 9th April 2026
Noel F's avatar
Noel F

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32098)

They are so excellent in their service.

5
They are so excellent in their service. Reviewed on: 8th April 2026

Good for service, not so good for customer service

5
Paypal is an excellent, easy-to-use service that is a quick and efficient way to send money to relatives or to pay smaller companies. It can be quite difficult to get help with any issues as there is a reliance on automated chats and confusing loops to try and find a contact number. In the end, I was able to get help from a person but this took a frustrating amount of time. If their customer service was better they'd be a fantastic company. Reviewed on: 8th April 2026

Just works, no issues- fast and secure

5
Just works, no issues- fast and secure Reviewed on: 8th April 2026

In a world full of deceit PayPal keeps my financial...

5
In a world full of deceit PayPal keeps my financial transactions safe. I have used the pay in three a few times this has allowed me to acquire expensive items without initial outlay. I can keep track of my spending easily through the app. Reviewed on: 8th April 2026

Quick and easy to use.

5
Quick and easy to use. PayPal is my go to payment method online, trustworthy experience Reviewed on: 8th April 2026

Flexible Payment Options

5
I love having the option to pay over 3 months or get 4 months interest free for larger purchases. Easy to make payments if you wish to pay things off a little earlier too. Reviewed on: 8th April 2026

PayPal Pay in 3 is convenient and easy to use.

5
PayPal Pay in 3 is convenient and easy to use. Reviewed on: 8th April 2026

I regularly paid for items through PayPal as its pea...

5
I regularly paid for items through PayPal as its peace of mind Reviewed on: 8th April 2026

Pay in three as easy as one, two, three.

5
I really appreciate being able to pay for some more expensive items gradually without crashing my bank account. It really is as easy as one, two, three. Reviewed on: 8th April 2026

Very reliable.

5
Very reliable. I've been an active user for over 3 years and that's not stopping anytime soon. I particularly love the service offerings like the pay in 3 installments with no interest. I also enjoyed the ease of sending money to friends and family just my creating a link and send them the link. Reviewed on: 8th April 2026

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