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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 32,116 reviews, last reviewed 9th Apr 2026
922600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

5

PayPal Really Useful tools For Managing Finances I have found the Pay In 3 as well as PayPal Credit Over £100 pay back in 4 months from date of purchase extremely useful in managing my finances. I ca... Read more Reviewed on: 9th April 2026
Chris V's avatar
Chris V

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
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MT
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (32116)

Flexible and easy to follow

5
I find the Pay in 3 very flexible. I get reminders on payment and I can use the App for reminders as well. Every transaction is separately listed and each payment detail succinctly outlined for easy identification and understanding. Reviewed on: 8th April 2026
Tolu O's avatar
Tolu O

Pay in 3 very convenient way of paying

5
Pay in 3 is a convenient way to pay by spreading the cost of purchases interest free. Easy to apply for and manage using the app. I really like this feature and use regularly. Reviewed on: 8th April 2026
ADG 's avatar
ADG

No fuss, No hassle

5
Easy to use with no fuss or hassle. To set up a pay in 3 is so simple and ideal if you want to spread your payments over 3 months without incurring fees or interest. Reviewed on: 8th April 2026
Paul Prout's avatar
Paul Prout

Recommended!

5
Straightforward transaction with no problems that I experienced anyway. Reviewed on: 8th April 2026
JB's avatar
JB

Never a problem.

5
Never a problem. Easy to use making shopping affordable with a great range of retailers. Communication is clear and system simple to use Reviewed on: 8th April 2026
Lynne Cooper's avatar
Lynne Cooper

Great option!

5
Great option, easily accessible, intuitive to use and to keep track of Reviewed on: 8th April 2026
Rose C's avatar
Rose C

Pay in three is fast and effective in a tight spot

5
I use pay in three when I don't have the funds straight away but also don't want to use a credit card or loan.. So it's very helpful in tight spots and with the app is right at my finger tips Reviewed on: 8th April 2026
Phsycomiko's avatar
Phsycomiko

Pay in 3 is a useful alternative to credit card

5
Paypal Pay in 3 was a very useful alternative to paying for my car service on my credit card, incurring no interest. Reviewed on: 8th April 2026
CAGSD's avatar
CAGSD

They are so excellent in their service.

5
They are so excellent in their service. Reviewed on: 8th April 2026
Marlea Castanos's avatar
Marlea Castanos

Good for service, not so good for customer service

5
Paypal is an excellent, easy-to-use service that is a quick and efficient way to send money to relatives or to pay smaller companies. It can be quite difficult to get help with any issues as there is a reliance on automated chats and confusing loops to try and find a contact number. In the end, I was able to get help from a person but this took a frustrating amount of time. If their customer service was better they'd be a fantastic company. Reviewed on: 8th April 2026
Maisie's avatar
Maisie

Review PayPal: Pay in 3 now

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