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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32134 reviews)

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4.93

Based on 32,134 reviews, last reviewed 9th Apr 2026

924400% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A very tight month We have had a tight month and being able to use PayPal on Amazon food.delivery site t .buy my groceries has helped a great deal Reviewed on: 9th April 2026

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32134)

Very easy to use

Very easy to use, select on payment screen. It tells you the amount to be paid in the 3 installments. Didnt have to think about paying as came out automatically on the dates. Reviewed on: 8th April 2026

I’ve always trusted PayPal for my online shopping, s...

I’ve always trusted PayPal for my online shopping, so choosing 'Pay in 3' was an another great decision. The setup was instant, and it’s a huge relief to have that extra layer of Buyer Protection while splitting the cost. I recently used it for moving into my new house and buying furniture, and the process was very easy with no long forms to fill out and no waiting around for approvals. It’s a very stress free way to shop Reviewed on: 8th April 2026

PayPal is a perfect partnership

PayPal is always there for the big purchases and to ease the small purchases with Pay in Three when things are a little tight. They also help to send funds to others on my behalf Reviewed on: 8th April 2026

Any problem is dealt with is brought to a swift conc...

Any problem is dealt with is brought to a swift conclusion. Either by them or pointing me in the right direction. Reviewed on: 8th April 2026

Easy Payment method

It is always easy to pay using PayPal with fast checkout. The pay-in-three facility is a welcome bonus for larger purchases. Reviewed on: 8th April 2026

Great opportunity.

It has been so easy to use PayPal pay in 3 and has been easy to sort out any problems. Being able to get something I couldn’t afford in 1 go is brilliant and having the direct debit set up so I don’t have to think of when I need to repay it great. Reviewed on: 8th April 2026

Great Cash Management Tool

Great product, easy to use. Good way to spread unexpected but urgent purchases Reviewed on: 8th April 2026

Available for most purchases

I like that Paypal pay in 3 is available for most purchases. Reviewed on: 8th April 2026

Flexible and easy to follow

I find the Pay in 3 very flexible. I get reminders on payment and I can use the App for reminders as well. Every transaction is separately listed and each payment detail succinctly outlined for easy identification and understanding. Reviewed on: 8th April 2026

Pay in 3 very convenient way of paying

Pay in 3 is a convenient way to pay by spreading the cost of purchases interest free. Easy to apply for and manage using the app. I really like this feature and use regularly. Reviewed on: 8th April 2026

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