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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80448 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80448)

Great way to spread payments when needed

Great service and way to spread payments. Reviewed on: 5th July 2026

Easy and hassle free, customer friendly service

Easy and hassle free, customer friendly service Reviewed on: 5th July 2026

Best way of payment, always easy and fast

Best way of payment, always easy and fast Reviewed on: 5th July 2026

Very easy to use

It was very easy to use and the payment details, including future payment dates were very clear Reviewed on: 5th July 2026

Very straight forward fast efficient products no flaws.

Very straight forward fast efficient products no flaws. Especially when I'm used to physical cards. I now use my phone most of the time to make purchases. Love the pay in 3 for spreading the cost when booking flights . Reviewed on: 5th July 2026

PayPal is my no.1 go to for online purchases

There's a reason why I use PayPal for all my online purchases when it's available. I hate having to constantly put my bank details on different online shops. So having PayPal makes it feel much more quicker and safer. Reviewed on: 5th July 2026

Great and easy to use also able to talk to a person...

Great and easy to use also able to talk to a person when needed Reviewed on: 5th July 2026

Good service.

Good service. Convenient and easy to use. Reviewed on: 5th July 2026

PayPal is easy to use and a handy way of making paym...

PayPal is easy to use and a handy way of making payments or transferring money. The finance options are great for interest free ways of spreading the cost. I would happily continue using PayPal for my purchases. I haven’t explored their new rewards scheme yet but it seems ok. Reviewed on: 5th July 2026

Customer Service

excellent service when questioning fraudulent use of my account. Refund given promptly Reviewed on: 5th July 2026

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