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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32177 reviews)

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4.93

Based on 32,177 reviews, last reviewed 9th Apr 2026

928500% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

i love the pay in 3 option as it gives people with a... i love the pay in 3 option as it gives people with a little less than some to still have the things they like Reviewed on: 9th April 2026

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32177)

Efficient

Easy to use, fast and efficient. Available with most online stores Reviewed on: 8th April 2026

Very secure safe to use.

Very secure safe to use. Great to have 3 monthly pay installments offer. Reviewed on: 8th April 2026

I have always had a great experience with PayPal, wh...

I have always had a great experience with PayPal, whether is to send money Reviewed on: 8th April 2026

Very happy.

Very happy. Simple to use. Great way to purchase using pay in 3. Peace of mind when not having to ensure pay in 3 payments are paid as they are automated Reviewed on: 8th April 2026

Pensioner

As a pensioner it is very good to have the pay in 3 and never have had a problem with PP thank you Reviewed on: 8th April 2026

Always an option that helps me manage my finances

Always a good option for me depending how my month is going financially Reviewed on: 8th April 2026

I am very often using PayPal Pay in 3

I am very often using PayPal Pay in 3. It let me split payment for airplane booking and more. Reviewed on: 8th April 2026

Really easy to use.

Really easy to use. No issues and opportunities to pay in different ways. Reviewed on: 8th April 2026

Clear looking site, works well on mobile or desktop,...

Clear looking site, works well on mobile or desktop, credit ability is fairly reviewed I think. Fair process for refunds and disputes with online retailers. No unnecessary spam. Reviewed on: 8th April 2026

PayPal have been fantastic.

PayPal have been fantastic. I accidentally missed a payment and they were very helpful and sorted it straight away for me. Reviewed on: 8th April 2026

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