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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80485 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (80487)

Great opportunity

Great opportunity to buy a high value item and spread the cost makes it easy to manage finances Reviewed on: 5th July 2026

Excellent value for money

I have had my PayPal account for over 20 years and in all that time they have been fantastic, and now with pay in 3 it's even better Reviewed on: 5th July 2026

Customer service

Always the best with good experience Reviewed on: 5th July 2026

Simple and efficient.

A hassle free, easy way to pay. Simple and efficient Reviewed on: 5th July 2026

Amazing - No fuss, nice and quick.

Amazing - No fuss, nice and quick. Reviewed on: 5th July 2026

Good fast and secure way to make purchases almost on...

Good fast and secure way to make purchases almost on every payment Reviewed on: 5th July 2026

Straight forward easy to use and very convenient

Straight forward easy to use and very convenient Reviewed on: 5th July 2026

I have been a long time user of PayPal and I find th...

I have been a long time user of PayPal and I find the pay in 3 function extremely helpful in being able to purchase higher priced items. When I have had an issue in the past PayPal was extremely helpful and resolved the issue straight away. Reviewed on: 5th July 2026

Excellent in all services.

So far so good, can't complain. From sending to family/friends to charity organisations, it's easy and in depth instructions. Reviewed on: 5th July 2026

Making every payment feel effortless!

I’ve been using PayPal for years and it’s always my first choice when paying online. It’s quick, simple, and gives me complete peace of mind every time I make a purchase. The Pay in 3 option has been a game changer, making it much easier to spread the cost of bigger purchases while keeping everything clear and easy to manage in the app. “Pay with confidence, shop with freedom.” That’s exactly what PayPal gives me. It’s secure, reliable, and takes the stress out of paying online. I’ve never had any issues, and the whole experience has always been smooth from start to finish. I genuinely recommend PayPal to friends and family because it’s a service I trust and use all the time. Keep up the fantastic work! Reviewed on: 5th July 2026

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