Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80523 reviews)

View other PayPal products

4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (80523)

PayPal Pay in 3

I've been using PayPal Pay in 3 for years and always had good experiences Reviewed on: 5th July 2026

Great payment options

All great as always, you get different options to pay etc Reviewed on: 5th July 2026

Great service *

PayPal never fails and glad to have the option of pay in 3 instalments- great idea to help customers like myself, helps immensely with spreading costs when really needed.. the only reason why not given the “excellent” review as everything is in need of constant improvement… thank you Reviewed on: 5th July 2026

Very easy to set up and use.

Very easy to set up and use. This system allows very quick payments which are hassle free, widely accepted as a payment method from loss of businesses and seems to be growing. Reviewed on: 5th July 2026

Paypal working properly. Recommend 100%

Everything working perfect and never have any problems with PayPal Reviewed on: 5th July 2026

Secure, fast and easy transactions

Secure, fast and easy transactions Reviewed on: 5th July 2026

Easy to use , safe and efficient

Easy to use , safe and efficient Reviewed on: 5th July 2026

quick and easy transactions.

quick and easy transactions. Successful payments always. Reviewed on: 5th July 2026

Simple and fast to apply.

Simple and fast to apply. Clear tracking in the PayPal app to monitor outstanding balance and payments. Very straightforward to pay off early if required. I would definitely recommend PayPal Pay in 3. Reviewed on: 5th July 2026

Pay in 3 is SO convenient!

I have used Pay in 3 a few times now and it's so convenient for me to be able to split a cost into 3 smaller installments. I can still afford the daily things I need to spend some money on while buying concert tickets or a weekend break for 9 months down the line. Super handy and doesn't add on the interest a credit card charge would. Paypal has been my preferred online payment system for many years and I wouldn't pay any other way. Their customer service was fantastic the one time I ever had an issue and I trust Paypal 100% with their security and payment guarantees. Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.38 from 26 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 149819 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub