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PayPal: Pay in 3 reviews

4.93
Based on 32,878 reviews, last reviewed 11th Apr 2026
994100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
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1%
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0%
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Latest highest rating:

5

I use this service a lot when I can’t afford it in o... I use this service a lot when I can’t afford it in one go- works a dream! Reviewed on: 11th April 2026
Rachel F's avatar
Rachel F

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32878)

A very easy product to use.

5
A very easy product to use. Well explained with the payments clearly set out. Reviewed on: 9th April 2026

So easy to use

5
Pay in 3 is a really easy way to spread the cost – so easy to use, and helps a lot with bigger purchases Reviewed on: 9th April 2026

Simple order procedure, easy steps to pay in 3.

5
Simple order procedure, easy steps to pay in 3. Quick response to request Reviewed on: 9th April 2026

Payments are processed with ease, and withdrawals to...

5
Payments are processed with ease, and withdrawals to bank accounts are swift and straightforward. Customer service consistently delivers great support. Reviewed on: 9th April 2026

GOOD SERVICE AND COMMUNICATION - EASY TO USE

5
GOOD SERVICE AND COMMUNICATION - EASY TO USE Reviewed on: 9th April 2026

PayPal is fantastic, for big purchases I use pay in...

5
PayPal is fantastic, for big purchases I use pay in 3 which is helpful Reviewed on: 9th April 2026

Paypal is my good to financial app

5
I use PayPal for everything from setting up direct debits to paying family abroad. Great service Reviewed on: 9th April 2026

Great way to purchase those dearer items.

5
Great way to purchase those dearer items. You get a monthly reminder until the balance is paid off and also earn points along the way. Reviewed on: 9th April 2026

Always efficient and customer service excellent.

5
Always efficient and customer service excellent. What more could you want? Reviewed on: 9th April 2026

Perfect for those bigger purchases.

5
Always easy to use and perfect for those bigger purchases that you may not be able to afford in one chunk. Interest free is a massive bonus. The app has a good layout so that you can track what you've spent and see what payments are coming up. Reviewed on: 9th April 2026

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