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PayPal: Pay in 3 reviews

4.76
Based on 77,105 reviews, last reviewed 28th Jun 2026
5159100% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026
edward R's avatar
edward R

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77146)

Super easy to arrange!

5
Super easy to arrange! No interest! Direct Debit automatically set up on my main bank account. Great experience. Reviewed on: 15th June 2024

PayPal pay in 3 helpful beyond belief !

5
PayPal for me has been helpful beyond belief !! at the times I needed items & the pay in 3 let me get the things I needed knowing the pay in 3 eased the pressure of allowing me to make easier smaller payments over 3 payments ;-) Reviewed on: 15th June 2024

Good experience with the offers available.

5
Good experience with the offers available. Reviewed on: 15th June 2024

Exceptional day to day experience.

5
Exceptional day to day experience. Regarded as a valued customer. Reviewed on: 15th June 2024

spread the cost in to manageable payments

5
Its just a great way to spread the cost if you don’t want to pay a lump sum out in one go. Reviewed on: 15th June 2024

Top Choice for Secure and Convenient Digital Payments"

5
PayPal is an excellent payment platform due to its ease of use, wide acceptance, and robust security measures. With PayPal, I can swiftly send or receive money without the need to share sensitive financial information directly, increasing security and reducing the risk of fraud. Furthermore, PayPal offers buyer protection, which ensures that I can get refunds for eligible purchases if something goes wrong. Also, installment payment options provide flexibility, accommodating various financial situations and making it easier to navigate unexpected expenses. Reviewed on: 15th June 2024

Great alternative payment method- with the rising co...

5
Great alternative payment method- with the rising cost of living it’s great to have the option to spread costs interest free. Reviewed on: 15th June 2024

Convenient, very easy to set up.

5
Convenient, very easy to set up. Give you the opportunity to split your payments in 3 without paying any interest. I have been using it for couple of years now and never had a problem. You get notified for any upcoming payment Reviewed on: 15th June 2024

Easy to make payments very friendly and tension free

5
Easy to make payments very friendly and tension free Reviewed on: 15th June 2024

Enables me to not miss out on unexpected experiences...

4
Enables me to not miss out on unexpected experiences — such as gigs, live events etc. Having the option there to pay later and still experience these is great. Reviewed on: 15th June 2024

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