Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77160 reviews)

View other PayPal products

4.76

Based on 77,105 reviews, last reviewed 28th Jun 2026

5159100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77161)

Spreading the cost

Easy payments allowing me to buy more expensive items and extend the payments over a longer period. Easyer to plan my payments within my fixed income budget. Reviewed on: 15th June 2024

spreading the cost

love pay in 3, it helps me get what I need a spread the cost into manageable payments. Reviewed on: 15th June 2024

Excellent service no problems couldn’t be better

Excellent service no problems couldn’t be better Reviewed on: 15th June 2024

.helps alots

Pay in 3 helps my family life if we can afford to pay at once Reviewed on: 15th June 2024

Using pay in 3 just makes it a little easier to affo...

Using pay in 3 just makes it a little easier to afford things as I can spread my payments out Reviewed on: 15th June 2024

Super easy to arrange!

Super easy to arrange! No interest! Direct Debit automatically set up on my main bank account. Great experience. Reviewed on: 15th June 2024

PayPal pay in 3 helpful beyond belief !

PayPal for me has been helpful beyond belief !! at the times I needed items & the pay in 3 let me get the things I needed knowing the pay in 3 eased the pressure of allowing me to make easier smaller payments over 3 payments ;-) Reviewed on: 15th June 2024

Good experience with the offers available.

Good experience with the offers available. Reviewed on: 15th June 2024

Exceptional day to day experience.

Exceptional day to day experience. Regarded as a valued customer. Reviewed on: 15th June 2024

spread the cost in to manageable payments

Its just a great way to spread the cost if you don’t want to pay a lump sum out in one go. Reviewed on: 15th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from PayItMonthly 4.79 from 274 reviews
Buy now pay later
from Clearpay 3.77 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145675 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub