Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79304 reviews)

View other PayPal products

4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (79305)

Easy and quick to use, gives you more time to pay fo...

Easy and quick to use, gives you more time to pay for items. Excellent service all round Reviewed on: 17th June 2024

Always feel safe and secure when paying

Always feel safe and secure when paying Reviewed on: 17th June 2024

Excellent Service from Paypal.

I use PayPal pay in three and PayPal credit. It is so easy to use. Customer service has been there if I have had a problem. A simple phone call where a human answers. I also find PayPal is excellent t in making sure you get your money back if something g goes wrong. Reviewed on: 17th June 2024

Excellent

Easy to use, very quick communication if anything has failed and plenty of time to sort accounts out, very easy and simple way around the app. Reviewed on: 17th June 2024

Pay in 3 gives me the opportunity to pay for more ex...

Pay in 3 gives me the opportunity to pay for more expensive items Reviewed on: 17th June 2024

Excellent service.

Excellent service. Brilliant way to spread payments for larger items. Reviewed on: 17th June 2024

Used pay in 3 multiple times.

Used pay in 3 multiple times. Never had any issues. Easy to split a bigger purchase into no interest smaller installments. Would highly recommend. Wish all online retailers would allow to use it. Reviewed on: 17th June 2024

Easy way to budget..

Easy way to budget when need an emergency white goods lurchase Reviewed on: 17th June 2024

Always had my back when product didn't meet expectat...

Always had my back when product didn't meet expectations Reviewed on: 17th June 2024

It makes your finances go further and purchase goods...

It makes your finances go further and purchase goods over a few months which may not be possible if paying all in full. Very good idea and fully supportive of it! PayPal continue to help and support it's customers coming up with ways to make your money go further. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Argos card
from Argos 4.31 from 64 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 148165 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub