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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79328 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (79328)

Easy and Affordable

I have been using pay in 3 for a number of years and it's helped so much by splitting up the payments and making them more affordable, and with the zero interest over 3 months is a big bonus. I would definitely recommend it. Reviewed on: 17th June 2024

Handy interest payment plans if you don’t want to us...

Handy interest payment plans if you don’t want to use available funds Reviewed on: 17th June 2024

Quick and safe transactions .

Quick and safe transactions . Available financial support that eases pressure Reviewed on: 17th June 2024

Easy and quick to use, gives you more time to pay fo...

Easy and quick to use, gives you more time to pay for items. Excellent service all round Reviewed on: 17th June 2024

Always feel safe and secure when paying

Always feel safe and secure when paying Reviewed on: 17th June 2024

Excellent Service from Paypal.

I use PayPal pay in three and PayPal credit. It is so easy to use. Customer service has been there if I have had a problem. A simple phone call where a human answers. I also find PayPal is excellent t in making sure you get your money back if something g goes wrong. Reviewed on: 17th June 2024

Excellent

Easy to use, very quick communication if anything has failed and plenty of time to sort accounts out, very easy and simple way around the app. Reviewed on: 17th June 2024

Pay in 3 gives me the opportunity to pay for more ex...

Pay in 3 gives me the opportunity to pay for more expensive items Reviewed on: 17th June 2024

Excellent service.

Excellent service. Brilliant way to spread payments for larger items. Reviewed on: 17th June 2024

Used pay in 3 multiple times.

Used pay in 3 multiple times. Never had any issues. Easy to split a bigger purchase into no interest smaller installments. Would highly recommend. Wish all online retailers would allow to use it. Reviewed on: 17th June 2024

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