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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79343 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79343)

Pay in 3 is very useful, I have used it multiple tim...

Pay in 3 is very useful, I have used it multiple times and it is easy to use and makes larger purchases more affordable. I like that it doesn’t charge interest, and that I can pay off the payments earlier if I want. Reviewed on: 17th June 2024

One of the best credit options without interests

I chose pay in 3, every time I can, to do large purchases since it allows me to pay in 3 installments without paying interests. Reviewed on: 17th June 2024

Pay in three has given me relief, as I don't have a...

Pay in three has given me relief, as I don't have a credit card. Also like that my data are protected, how easy it is to use the app and that it is a widely acceptable and reputable way of paying. I have been using pay in three quite a lot and ot has made my life much easier, especially when I had to buy some furniture and I couldn't afford the whole amount. Regarding customer service, I didn't have to deal a lot with them, but I had a couple of payments to some apps, that automatically charged me after a trial period and I had to complain because I didn't opt for auto renewal. I think PayPal gave me transaction a safety bet, as I didn't really have any delays getting my money back, in comparison with reviews from other people who had to apply to their bank for the same. Reviewed on: 17th June 2024

Pay in 3 with PayPal makes a huge difference when or...

Pay in 3 with PayPal makes a huge difference when organising my cash flow for home as well as my small business. Very useful and I was able to pay it off early. Reviewed on: 17th June 2024

Always great customer service.

Always great customer service. Easy to use and Pay In 3 is a great way to spread the cost of my purchases. Reviewed on: 17th June 2024

Easy and Affordable

I have been using pay in 3 for a number of years and it's helped so much by splitting up the payments and making them more affordable, and with the zero interest over 3 months is a big bonus. I would definitely recommend it. Reviewed on: 17th June 2024

Handy interest payment plans if you don’t want to us...

Handy interest payment plans if you don’t want to use available funds Reviewed on: 17th June 2024

Quick and safe transactions .

Quick and safe transactions . Available financial support that eases pressure Reviewed on: 17th June 2024

Easy and quick to use, gives you more time to pay fo...

Easy and quick to use, gives you more time to pay for items. Excellent service all round Reviewed on: 17th June 2024

Always feel safe and secure when paying

Always feel safe and secure when paying Reviewed on: 17th June 2024

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