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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80468 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80468)

A very handy option you can use at most retailers

A very handy option that you can use at most retailers to spread the cost. Just be careful about paying early as this can sometimes cause you to pay twice in one month. Also, watch out for end of month payments as you can easily miss paydays, e.g. 30th of the month. Reviewed on: 12th June 2025

Very safe to make payments very happy with it

Very safe to make payments very happy with it Reviewed on: 30th May 2025

Helps to buy Expensive items

It helps my buy whatever i want on easier terms Reviewed on: 28th May 2025

PayPal in 3 makes purchases affordable.

PayPal in 3 is a fantastic service which helps with spreading the cost of goods purchased over 3 months. Reviewed on: 26th May 2025

It is perfect service me with the payments being spl...

It is perfect service me with the payments being split over 3 months and no interest paid Reviewed on: 26th May 2025

Value for money.

Value for money. Good customer support. Reviewed on: 26th May 2025

Helps when paying for larger items

Pay in three really helps when paying for larger items on a budget. I really needed a new dishwasher but couldn't afford to pay it all at once. The PayPal pay in 3 helped me to afford my purchase in a more financially comfortable way. Reviewed on: 26th May 2025

PayPal Pay in 3 is amazing!

I know I can always rely on PayPal Pay in 3, it’s super handy for those times when I’m unable to pay for something upfront and can spread the payment easily across three months. They notify me when a payments due, ensuring that the payment is made on time and not missed. Very grateful for Pay in 3 and would highly recommend for those who like to spread the cost of their payments! Reviewed on: 26th May 2025

Security of using Paypal is that you don't have to g...

Security of using Paypal is that you don't have to give everyone your card details Reviewed on: 26th May 2025

Fabulous

Fabulous option to use if you need to budget your finances. This option is really useful. Reviewed on: 26th May 2025

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