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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96411 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96412)

credit card points

Shame you don’t get points for paying credit card bills Reviewed on: 19th April 2026

Easier and safer with paypal, even abroad!

Everything is much easier with paypal, be it local or abroad! Reviewed on: 19th April 2026

Amazing!

The pay in 3 experience always ensures that I can get an item before it’s out stock and pay it off in 3 doable installments Reviewed on: 19th April 2026

Great cashback on all purchases.

Great cashback on all purchases. Reviewed on: 19th April 2026

They are prompt and professional on phone if you nee...

They are prompt and professional on phone if you need help. Would pay for anything without pay pall,?they are a safety net and allow you to spread the cost. Reviewed on: 19th April 2026

I have always used PayPal for payments.

I have always used PayPal for payments. Paypal makes it easy to spread payments without charging interest. Very easy and straight forward to use. There is also now the points system where I can earn points for discounts Reviewed on: 19th April 2026

I’ve been able to purchase some necessary items and...

I’ve been able to purchase some necessary items and spread the cost Reviewed on: 19th April 2026

Been using PayPal for years

Been using PayPal for years never had a problem Reviewed on: 19th April 2026

Great for larger purchases

Makes larger purchases attainable for me without taking on the burden of high interest rates Reviewed on: 19th April 2026

My experience with PayPal has been smooth, reliable,...

My experience with PayPal has been smooth, reliable, and highly convenient. The platform makes sending and receiving money effortless, with a user-friendly interface that simplifies even complex transactions. I appreciate the speed of payments and the added layer of security that gives me confidence when shopping or transferring funds online. Overall, PayPal has been a dependable financial tool that saves time and provides peace of mind. Reviewed on: 19th April 2026

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