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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96377 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96384)

No No hidden interest.

No hidden interest. You pay exactly the item price. Reviewed on: 19th April 2026

Reliable and User-Friendly Way to Manage Purchases

I’ve been using PayPal’s Pay in 3 option for a while now, and it’s genuinely one of the most convenient and stress-free ways to manage purchases. The setup is incredibly simple — you can split payments into three interest-free instalments in seconds, with no complicated applications or long waiting times. Everything is clearly laid out upfront, so you know exactly what you’ll pay and when, which makes budgeting much easier. What I really appreciate is how seamlessly it integrates into the checkout process. It feels secure, quick, and reliable — exactly what you want when handling your money online. Payments are taken automatically, and reminders help ensure you never miss one, so there’s no added pressure. It’s also reassuring to know that you still benefit from PayPal’s buyer protection, which adds an extra layer of confidence when making purchases. Overall, Pay in 3 is a fantastic feature for anyone who wants flexibility without interest or hidden fees. It’s helped me spread the cost of purchases responsibly, and I wouldn’t hesitate to recommend it to others. Reviewed on: 19th April 2026

I've used PayPal for a long time and have had no iss...

I've used PayPal for a long time and have had no issues with them Reviewed on: 19th April 2026

Pay in 3 is a great way to buy mid to high price ite...

Pay in 3 is a great way to buy mid to high price items and pay them off quickly without the full hit Reviewed on: 19th April 2026

I love using PayPal Pay in 3, use it for every purch...

I love using PayPal Pay in 3, use it for every purchase over £20 online. It's so convenient, especially when I may not have the funds to pay in full at the moment. I love that I don't have to wait to buy something that's more on the pricier side thanks to this. Reviewed on: 19th April 2026

It's been positive this far.

It's been positive this far. No real issues. The platform & app is simple to use. Notifications on changes are received & clear. Reviewed on: 19th April 2026

I use PayPal for online shopping as I feel safe usin...

I use PayPal for online shopping as I feel safe using them and they give you a easier way to get returns if needed and refunds also they track anything bought though them for you Reviewed on: 19th April 2026

I've been a PayPal customer for very long time if th...

I've been a PayPal customer for very long time if there's a problem which I have on several occasions PayPal have been excellent at helping sort my issues I have had on my purchases and always have been rectified also times scales for them to sort it out with a little patience have always been excellent Reviewed on: 19th April 2026

A very easy and satisfactory way to shop

A very easy and satisfactory way to shop Reviewed on: 19th April 2026

Always use PayPal, reliable and easy to use

Always use PayPal, reliable and easy to use Reviewed on: 19th April 2026

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