Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95274 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95274)

Good experience with PayPal Pay in 3

Trusted, reliable and fast. Good experience overall. Reviewed on: 18th April 2026

My go to for big purchases

I've made a lot of purchases via Pay in 3. It's simple to do, you can spread the cost, and there's zero interest. For anything above £90 I use it. It's far more preferable than paying fully outright. Reviewed on: 18th April 2026

I love paypal

Paypal helps their customers, Very good for freelancers and other online businesses. Safe and secure payment gateway. I love paypal Reviewed on: 18th April 2026

The service is excellent!

The service is excellent! Also, the 'Buyer Protection' provides confidence with your purchases. Reviewed on: 18th April 2026

It’s great having a PayPal debit card

It’s great having a debit card and accruing PayPal points to spend on treats. Pay in 3 helps me buy luxuries and spread the cost without guilt. Reviewed on: 18th April 2026

It makes bigger purchases affordable without the inc...

It makes bigger purchases affordable without the inconvenience of interest Reviewed on: 18th April 2026

5* and top notch

Excellent all around and would recommend Reviewed on: 18th April 2026

so supportive

Its been so supportive, making payments less stressful Reviewed on: 18th April 2026

service, great

PayPal is excellent offer excellent service, great offers Reviewed on: 18th April 2026

Easy, quick and secure transactions.

Easy, quick and secure transactions. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172549 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub