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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94532)

Excellent service for save money and easy way to pay...

1
Excellent service for save money and easy way to pay online shopping. Reviewed on: 13th April 2026

Its amazing very easy to use i would recommend to fr...

5
Its amazing very easy to use i would recommend to friends and family which i already have. Reviewed on: 13th April 2026

Great all round service

5
Very good at solving problems and a over all good service Reviewed on: 13th April 2026

I've used PayPal for years and for the past year I'v...

3
I've used PayPal for years and for the past year I've can't seem to pay anything using their pay in 3 method. I've called in to be told that I can after April 13th 2025 and it still won't let me, so I took my business elsewhere. I don't like a business that can't be truthful! However, PayPal credit has helped me over the years. Although I am tired of their constant "we're charging more interest" in one way or another. Reviewed on: 13th April 2026

Straightforward, easy to understand.

5
Straightforward, easy to understand. Reviewed on: 13th April 2026

Very happy with PayPal's Pay in 3 service!

5
I have used PayPal's Pay in 3 service several times and have found it an excellent way to split a larger payment over three months. I would definitely recommend this service to anyone based on my experience so far. Reviewed on: 13th April 2026

Would recommend.

5
Easy to use and spread the payments intreast free. Perfect for big purchases that you can make affordable. Reviewed on: 13th April 2026

Paypal is so easy to use and safe.

5
Paypal is so easy to use and safe. Means I don't have to go hunting for my card when paying for things. Reviewed on: 13th April 2026

Reliable, safe and easy to use

5
Reliable, safe and easy to use, have used for many years and have never had a bad experience. Reviewed on: 13th April 2026

Paypal - S.A.F.E

5
Secure, Adaptable, Fast, Efficient - which is a perfect acronym SAFE. Reviewed on: 13th April 2026

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