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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92444 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92485)

Straight forwards and easy to use.

Straight forwards and easy to use. Reviewed on: 7th April 2026

Mega way to pay

Fast payments, Easy to use, Great to be able to pay on many platforms Reviewed on: 7th April 2026

Was great for 3 payments easy and thank you

Was great for 3 payments easy and thank you Reviewed on: 7th April 2026

Great options

Great options it is hard to pay off promotional offers first on credit Reviewed on: 7th April 2026

I've used PayPal 10 years .

I've used PayPal for 10 +years and always been happy with the ease of using it and the pay in 3 monthly installments is very good as it's interest free. Very good for spreading your spending out Reviewed on: 7th April 2026

I always choose PayPal to spread the cost, I have ne...

I always choose PayPal to spread the cost, I have never even considered another provider as I trust PayPal and have no reason to go elsewhere. I can’t remember ever needing customer service so can’t comment on that. Reviewed on: 7th April 2026

Efficient

I’m able to use my pay in 3 anytime I want. Reviewed on: 7th April 2026

Great for spreading the cost over a few payments

So easy to use the app click a few buttons and your there I have used this feature for a long time now and it is a great help when needing to spread the cost Reviewed on: 7th April 2026

Freedom to Buy

I've found that the 16 week interest free offer on purchases a boon, as is the 'pay in 3' for lesser or cheaper transactions . . . both methods of payment have helped me buy products I would not normally be in a position to do. Reviewed on: 7th April 2026

Top notch customer service. 100/10

Top notch customer service. Very easy app and service to use! Everything is all made easy and simple. It’s the best way to keep track of my finances, credits and pay in 3 has been absolutely amazing for me. PayPal makes me feel safe with my money, I feel safe against scams and fraud! I cannot reccomend PayPal more. Reviewed on: 7th April 2026

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