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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92844 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92859)

Pay pal great way to pay

All ways good pay over 3 months always use when I can Reviewed on: 8th April 2026

Very reliable and easy to use.

Very reliable and easy to use. I have used PayPal for over 10 years and never had any issues that could not be resolved. Reviewed on: 8th April 2026

Super fast payment with different options available,...

Super fast payment with different options available, always reliable. Reviewed on: 8th April 2026

I like that my bank details are not seen by sellers.

I like that my bank details are not seen by sellers. It's so easy to use and the pay in 3 is very useful for larger purchases. My only criticism is it's not easy to contact them but when you do, the customer service is good Reviewed on: 8th April 2026

It's so easy to use PayPal.

It's so easy to use PayPal. one click and it's done Reviewed on: 8th April 2026

I always feel that my finances are safe and secure.

I always feel that my finances are safe and each transaction is secure and protected when I use PayPal. Any issues are dealt with professionally and efficiently by helpful customer agents. It's reassuring to know that knowledgeable employees are on hand to support me when I'm unsure of which financial steps to take next. Reviewed on: 8th April 2026

All my experience i have had with paypal in the past...

All my experience i have had with paypal in the past went smooth and excelent Reviewed on: 8th April 2026

buy what ever I want without worrying

Since i have been using PayPal, pay in 3 i have been able to buy things i would have just said No i cant afford. I got the most beautiful hair wig and makeup and been able to buy things despite not having full amount at hand Reviewed on: 8th April 2026

Great customer service and trusted by most companies.

PayPal managed dealt with a complaint when I I was charged continually for something when it wasn't clear that this is what would happen. It is possible to spread payments across three Installments for larger amounts. Reviewed on: 8th April 2026

Simple and convenient way to spread payments

I have used PayPal Pay in 3 on a few occasions and found it very helpful to manage larger purchases without paying everything upfront. The application process is quick and straightforward, and the instalments are clearly scheduled, making it easy to keep track of payments. I appreciate that there is no interest when payments are made on time, and the payments are automatically taken, which helps avoid missing due dates. The option is well integrated into the PayPal checkout, so the process feels smooth and secure. Overall, it is a practical option for budgeting purchases, provided you plan your repayments carefully and ensure sufficient funds are available on the payment dates. Reviewed on: 8th April 2026

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