Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 79,366 reviews, last reviewed 3rd Jul 2026
5373000% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My time I’ve had is very good My time I’ve had is very good and would recommend to everyone Reviewed on: 3rd July 2026
Charlene G's avatar
Charlene G

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026
Kylie's avatar
Kylie

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79445)

Always use PayPal pay in 3.

5
Always use PayPal pay in 3. It makes life so much more manageable and stress free. Reviewed on: 14th June 2024

So thankful for this service!

5
This has helped me out so much this year, really handy when I haven’t the full amount to hand- thank you PayPal for what your doing in this space. Reviewed on: 14th June 2024

Quick and easy to apply and reminders are really hel...

5
Quick and easy to apply and reminders are really helpful Reviewed on: 14th June 2024

Pay in 3 Review

5
Used it many times beforeand it's always helped me spread out payment costs so that I don't feel like a lot of money has left my bank account. Would recomend to people who would want to purchase expensive things but can't pay for it all at once. Reviewed on: 14th June 2024

Excellent alternative to typical credit schemes.

5
Excellent alternative to typical credit schemes. This is my go-to over Klarna, credit cards, etc. as it's accepted almost everywhere, shows clear repayment details and makes it super easy to pay outstanding bills (in part or all), and setup direct debit/scheduled billing to remove any stress. Reviewed on: 14th June 2024

Simple and user friendly , everything is clear and q...

5
Simple and user friendly , everything is clear and quick to use. Reviewed on: 14th June 2024

The joy of 0% and flexibility

5
I love utilising the 0% interest free credit and spreading the cost, it massively helps on those bigger costs. Plus being able to pay more off in those months where you have a little extra cash gives great flexibility Reviewed on: 14th June 2024

PayPal Pay in 3: easy to use and interest-free

5
PayPal Pay in 3 is an easy to use, interest-free way of spreading payments over a three-month period. It is easy to set up and you receive notifications before each payment is taken from your bank account. Reviewed on: 14th June 2024

Always great experience , love pay in 3 availability.

5
Always great experience , love pay in 3 availability. Reviewed on: 14th June 2024

Safe reliable

5
Use it all the time as it’s safe and reliable Reviewed on: 14th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 148357 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products