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PayPal: Pay in 3 reviews

4.76
Based on 77,890 reviews, last reviewed 30th Jun 2026
5233700% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026
Rich C's avatar
Rich C

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77983)

I have been able to spread the cost of items to help...

5
I have been able to spread the cost of items to help me pay for bills and groceries. Reviewed on: 11th June 2024

A flawless service providing convenience and piece o...

5
A flawless service providing convenience and piece of mind Reviewed on: 11th June 2024

Brilliant when you can't afford it all at once

5
Brilliant when you can't quite afford the full amount but you can also pay off early if you want to Reviewed on: 11th June 2024

Amazing it makes life so easy and affordable

5
Amazing it makes life so easy and affordable Reviewed on: 11th June 2024

Easy and fast experience.

5
Easy and fast experience. Never had an issue . Reviewed on: 11th June 2024

I needed to split the payments

5
I needed to split the payments, and a seller had an option to Pay in 3, which was a great rescue that day and no hassle process. At first I thought I might not be approved, however it's an easy steps application and purchase made. Reviewed on: 11th June 2024

Have been making all my payments on time, if anythin...

1
Have been making all my payments on time, if anything early! Now I am not able to use it the pay on 3 anymore Reviewed on: 11th June 2024

22 years, of using PayPal

5
Been using PayPal for 22 years, excellent service and assistance with queries or issues dealt with in a timely fashion Reviewed on: 11th June 2024

Customer service is very slow to respond especially...

4
Customer service is very slow to respond especially when I wanted to claim money back on an item purchased. I had to do the chasing of the vendor and I didn’t feel supported by PayPal. Reviewed on: 11th June 2024

Good service , fast and reliable

5
Good service , fast and reliable Reviewed on: 11th June 2024

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