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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77962 reviews)

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4.76

Based on 77,890 reviews, last reviewed 30th Jun 2026

5233700% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77963)

I have nothing bad to say.

I have nothing bad to say. It helps me with so many unplanned purchases. I like spreading cost Reviewed on: 11th June 2024

It’s the best app for paying for stuff it’s very sec...

It’s the best app for paying for stuff it’s very secure and very trustworthy and I would recommend it to anybody Reviewed on: 11th June 2024

FINANCIAL LIFE SAVER 5 STARS

I have just moved into disabled accommodation and PayPal Pay In 3 has helped me buy curtains, flooring, cushions a dining table etc I could not buy the £300 dining table unless I paid for it over 3 month. I have also used it to buy Christmas Presents which has been a massive help. Literally anything over £30 I always 'Pay In 3' PayPal always makes my finances feel safe, I know I don't need a credit card because of it. Reviewed on: 11th June 2024

Not much to say, method is very useful

Not much to say, method is very useful Reviewed on: 11th June 2024

Use it for most purchases

I use pay in 3 service quite often, it helps to manage payments for urgent purchases when cash is low. It is a great service providing you intend to pay it back Reviewed on: 11th June 2024

Have had no problems

Have had no problems with the customer service - always helpful. Reviewed on: 11th June 2024

Easy to use feel safe making purchases on line

Easy to use feel safe making purchases on line Reviewed on: 11th June 2024

Very easy to use and manage, convenient app for trac...

Very easy to use and manage, convenient app for tracking your position. Reviewed on: 11th June 2024

How paypal benefits me and my finances.

I use the pay pal pay in 3 alot and it's amazing. It let's me buy random things and I can pay over three months. I have also bought things which have come damaged or have not arrived at all and paypal sort this. I use PayPal for every transaction that I can and have done for over 10 years. It's the safest payment method for buying online and has saved me multiple times. Really do recommend it for Ebay also. It would be nice to have this option on amazon in the future. Reviewed on: 11th June 2024

Everything in one place!

Since using the service everything is more easy, I can manage all my purchases from paypal, either using the direct payment connected to my bank account or using paypal credit or the option in 3 months interest free which is my favorite, honestly is the best system. Reviewed on: 11th June 2024

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