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PayPal: Pay in 3 reviews

4.76
Based on 77,494 reviews, last reviewed 29th Jun 2026
5196300% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026
James's avatar
James

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77595)

Pay In 3 Is Life Saver!!

4
I can easily spread and split the cost of bigger payments into 3 monthly payments allowing me to afford the products I want in advance with smaller payments per month with every pay check. Checking back on my app I can easily access what I need to owe on the current monthly date or pay back early. I wish PayPal pay in 3 was on more websites!!! Reviewed on: 11th June 2024

Very easy to use and very good offers

5
Very easy to use and very good offers Reviewed on: 11th June 2024

Convenient Payment Method

5
It’s very convenient to pay in 3 installments for bigger purchases, so you don’t need to struggle to afford your expenses for the rest of the month. Sometimes it’s a lifesaver, to be honest. Reviewed on: 11th June 2024

I never had any issues.

5
I never had any issues. All the transactions went smooth and the app is really well designed and work without the issues Reviewed on: 11th June 2024

Great service

5
It has been excellent using this service. Very smooth and have had no problems. Runs like clockwork Reviewed on: 11th June 2024

I have always used PayPal to buy online, it is a ver...

5
I have always used PayPal to buy online, it is a very good fail safe in case things go wrong with your order as their customer service is so good. Reviewed on: 11th June 2024

Spread the cost of purchases without paying interest.

5
Easy to split transactions without paying interest and therefore spread the cost of big purchases. Each split is clearly set out so you can budget for it over three months. It’s useful to have the flexibility of these payments available at checkout. Reviewed on: 11th June 2024

Excellent service easy to use.

5
Easy to use and easy to see where your at with payments. Reviewed on: 11th June 2024

Easy and straight forward to use

4
Easy and straight forward to use Reviewed on: 11th June 2024

Great, helps split costs for larger purchases across...

5
Great, helps split costs for larger purchases across a few months and is very easy to use Reviewed on: 11th June 2024

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