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PayPal: Pay in 3 reviews

4.76
Based on 77,235 reviews, last reviewed 28th Jun 2026
5171400% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use,, keep you up to date with things. Very easy to use,, keep you up to date with things.. easy payment plans. Very quick Reviewed on: 28th June 2026
karen w's avatar
karen w

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77245)

Very easy to use!

5
Very easy to use!Excellent service! Reviewed on: 10th June 2024

Peace of mind

5
Pay in 3 has helped me out on the unexpected bills such as new uniform for kids and when my vacuum gave up. Gives us as a family of 5 a bit more money management for the unexpected Reviewed on: 10th June 2024

Easy to use

5
Eases the stress a little being able to pay for things in 3 payments than all at once Reviewed on: 10th June 2024

PayPal provides a viable way to ease the burden

5
PayPal provides a viable way to ease the burden of cost over a period of time. It takes away the stress of one large payment. I use it frequently if I have a big purchase and want to spend it over a period of time ! Reviewed on: 10th June 2024

A Reliable and Secure Payment Solution

5
PayPal has consistently proven to be a reliable and convenient online payment platform. One of its standout features is its user-friendly interface, which makes sending and receiving money straightforward and hassle-free. Whether you're shopping online, splitting a bill with friends, or conducting business transactions, PayPal offers a seamless experience. One of the major advantages of PayPal is its widespread acceptance. It's supported by millions of merchants worldwide, allowing for easy and secure payments across a vast array of websites and online stores. Additionally, the platform's robust security measures, including encryption and fraud protection, ensure that your financial information remains safe. PayPal's flexibility is another key benefit. It allows users to link multiple bank accounts and credit cards, providing a variety of payment options. The mobile app is also well-designed, enabling users to manage their accounts, make transactions, and track activity on the go. For businesses, PayPal offers a suite of tools and services to facilitate smooth financial operations, including invoicing, payment processing, and integration with e-commerce platforms. The availability of PayPal Credit provides additional flexibility for both consumers and businesses. Customer service is generally responsive and helpful, which adds to the overall positive experience. In summary, PayPal is a reliable, secure, and versatile payment solution that caters to both personal and business needs. Its global reach and commitment to security make it a top choice for online financial transactions. Reviewed on: 10th June 2024

Smooth all the way, never had issues

5
Smooth all the way, never had issues Reviewed on: 10th June 2024

God send

5
I have just moved into a new place and the pay in 3 has been a god send Reviewed on: 10th June 2024

I have used PayPal pay 3 which very useful.

5
I have used PayPal pay 3 which very useful. Also a refund case has been processed very professionally. Reviewed on: 10th June 2024

Paypal seems to be the most legitimate and straight...

5
Paypal seems to be the most legitimate and straight forward lender i’ve ever dealt with, pay in 3 for 0% credit is a great option and their online credit option is low interest, easy to understand and hasn’t caused me any issues. Reviewed on: 10th June 2024

Cant fault the service

5
Cant fault the service, so good for spreading costs and up front with interest charges Reviewed on: 10th June 2024

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