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PayPal: Pay in 3 reviews

4.76
Based on 76,394 reviews, last reviewed 26th Jun 2026
5091300% increase in 5 star reviews
in the past 90 days
9400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was really good and helpful, it helped me put It was really good and helpful, it helped me put Reviewed on: 26th June 2026
Ben S's avatar
Ben S

Latest lowest rating:

1

The whole experience has been terrible! The whole experience has been terrible! I returned an item as advised by paypal because it was not as described but paypal continued take the pay in ... Read more Reviewed on: 26th June 2026
Andrew C's avatar
Andrew C

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76394)

Pay in 3, interest free, no other better way to go !

5
PayPal pay in 3 has made paying for things a lot more affordable and honestly has my management of money a lot better. It’s allowed me to pay for things I never thought I could get by splitting the cost over three payments and the best thing is, it’s interest free ! Reviewed on: 9th June 2024

Easy to use.

5
Easy to use. Easy to pay early. Good form of interest free credit. Can be used against multiple retailers and multiple purchases. Reviewed on: 9th June 2024

PayPal is an easy and safe way to pay for your items...

5
PayPal is an easy and safe way to pay for your items (big or small). It gives me peace of mind Reviewed on: 9th June 2024

Accessibility.

5
I think that PayPal has gone beyond expectations. That's exceptional especially in this part of the world when it comes to accessibility. Reviewed on: 9th June 2024

Stardust

3
Great customer service, but sometimes pay in 3 sometimes rejects the application Reviewed on: 9th June 2024

Very good experience good choice

5
Very good experience good choice Reviewed on: 9th June 2024

A useful addition

5
Always find this feature a useful way to pay for goods and services. Easy to set up and always works . Also no interest to pay helps with the cost of living. Never had to use customer service but is easy to find. Details of plans easy to find in PayPal's website. Reviewed on: 9th June 2024

I've always used PayPal and I've never had any issue...

5
I've always used PayPal and I've never had any issues in all the years I've had it. Reviewed on: 9th June 2024

I love the flexibility it provides when purchasing i...

5
I love the flexibility it provides when purchasing items that are more expensive and that you can rather pay the amount off over 3 instalments, it gives me peace of mind knowing I have that option. Reviewed on: 9th June 2024

Good service and easy to use.

5
Good service and easy to use. Don’t know what else to write but I won’t allow me to progress without. Reviewed on: 9th June 2024

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