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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76332 reviews)

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4.76

Based on 76,319 reviews, last reviewed 25th Jun 2026

5084100% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3, one of my favourite ways to pay. PayPal pay in 3 is such a great way to be able to afford things to be able to treat yourself. It’s great and I often use this method to make my money ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (76332)

Very efficient

The response to queries is very good Reviewed on: 8th June 2024

I absolutely love pay in 3

I absolutely love pay in 3 it’s still allowed me to get so many things that I would’ve had to wait months and months for but it’s allowed me to spread the cost in manageable payments and it’s been perfect Reviewed on: 8th June 2024

Great, simple and convenient

Great, simple and convenient is the best ways to describe pay in 3. I use it in every day life for most of my medium sized purchases. I can't recommend another service as easy to use as this that is also so well Integrated Into the shopping experience. Reviewed on: 8th June 2024

Favorite payment.

Favorable payment. Good service Responsible cost Reviewed on: 8th June 2024

Excellent service hassle free

Excellent service hassle free easy to manage Reviewed on: 8th June 2024

Easy to use, helps spread the cost if major purchase...

Easy to use, helps spread the cost if major purchases, making it easier to plan and take advantage to buy when items are on sale. Shorter lending periods mean that individuals are less likely to get into difficulties by over borrowing, as the purchase needs to be paid back in the medium term not long term. Reviewed on: 8th June 2024

Good for friends and family transfers, poor for sell...

Good for friends and family transfers, poor for selling though, high fees Reviewed on: 8th June 2024

Good service when required used for extra bits and bobs

Good service when required used for extra bits and bobs Reviewed on: 8th June 2024

Really like it

It's really good service to afford expensive goods for myself. Reviewed on: 8th June 2024

PaylPal: An app you can trust

PayPal is a super easy, user-friendly app with a lot of additional functions to support its customers. The Pay in 3 option in particular is fantastic for anyone who needs to make a big purchase but is concerned about the full amount coming out of their account at one time. I use the pay in 3 option frequently and it definitely relieves financial stress when you can use this approach with a trusted vendor. I would recommend it to anyone in a similar position who wants to break the payments for larger purchases down into three smaller increments over a 3-month period. It’s an stress-free, helpful function which makes the lives of PayPal customers a little easier! Reviewed on: 8th June 2024

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