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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76331 reviews)

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4.76

Based on 76,319 reviews, last reviewed 25th Jun 2026

5084100% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3, one of my favourite ways to pay. PayPal pay in 3 is such a great way to be able to afford things to be able to treat yourself. It’s great and I often use this method to make my money ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (76331)

Very convenient and easy service to use.

Very convenient and easy service to use. Fast approval. Good security options to verify payment. Defitnely my go-to service if I want to spread payments. Helps with cash flow. Would recommend to others. Reviewed on: 8th June 2024

PayPal helps sort the bad seller carriers like Evri...

PayPal helps sort the bad seller carriers like Evri Courier's when they falsify they deliver reports to admitting that with all my evidence and 6 weeks plus of complaints to their Couriers plus months of the seller refusing to do anything as their Courier failed to give incorrect instructions saying it was delivered when the parcel was delivered and it can clearly be seen in there own photo proof evidence and also falling to investigated the complaint from me when the parcel was nowhere to be seen or left with any of the Neighbours before they client was informed of their or non delivery of parcels and my order was never delivered and they're own photo evidence shower it was left near the road in unscure open spaces after they were informed that no-one is home over the weekend till Monday so not to deliver the parcel till Monday yet they ingored all the advice and lost the parcels which their own photo evidence shows that the parcel was not give to anyone or the door been had been opened to accept the delivery and this happens a very lot and sometimes 4 times in a month is why I use PayPal as they correctly investigate and safely retrieve all my money back within one or two week of raising the issue with them after they have seen my report that I have constantly chasing them up with letters and emails to both the buyer and numerous enquiries with their Carrier; Evri Courier Company in which clearly shows they had misinformed their clients when they send use their own photo evidence proof showing it was never delivered safely and securely or to the correct address which they’re photo clearly shows a unopened doors and no one recieving the parcels and at they had inCorrectly adviced there delivery reports to their clients about the delivery parcels that was lost by their own Courier and all the evidence clearly showed it wasn't delivered. Reviewed on: 8th June 2024

With the cost-of-living being so bad at the moment t...

With the cost-of-living being so bad at the moment this has helped me buy the necessity things and spread the payment over the three months great idea Reviewed on: 8th June 2024

Been excellent,the pay in 3 really helps when you ar...

Been excellent,the pay in 3 really helps when you are a little short in money and the customer service team have been brilliant every time I’ve Had any issues Reviewed on: 8th June 2024

Only had one issue, can't use pay in 3 since moving...

Only had one issue, can't use pay in 3 since moving into new property Reviewed on: 8th June 2024

Be Smart use PayPal

Everything about Paypal is easy and simple and hassle free if buying online I will always use Paypal because it’s safe and my money is protected 10/10 Reviewed on: 8th June 2024

Very helpful service that helps with manageable paym...

Very helpful service that helps with manageable payments Reviewed on: 8th June 2024

Amazing for managing my monthly expenses :)

Use it as a when I can to manage my monthly budgeting better. With no fees involved it really is the number one option. Only down side would be to offer a more flexible option where you choose your first payment amount then evenly divide the reminder over the next two months. I sometimes would be happy to do 2 months over 3. Other than that, it doesn’t stop me using it so it’s a win win for sure Reviewed on: 8th June 2024

Very easy to use and helps with my finances.

Very easy to use and helps with my finances. The payment options are a good way of spreading the costs of things which you need for yourself and family. Reviewed on: 8th June 2024

Affordable with time

I like the idea simply because sometimes I don't have enough balance and it lets me use paypal to buy something overtime for example. Reviewed on: 8th June 2024

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