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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (67982 reviews)

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4.76

Based on 67,982 reviews, last reviewed 12th Jun 2026

4294100% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Essential for online purchases! My first thought when visiting any new website is "does it accept PayPal?" and oftentimes, if it doesn't, I am much less likely to buy anything becaus... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (67982)

Satisfied customer

Resolve issues quickly and competitive interest rates Reviewed on: 24th May 2024

I found this process very easy.

I found this process very easy. It is just a matter of few clicks.it is very intuitive and and the same time providing a good level of detail. It is not overwhelming at all. At the same time I have a good visibility of where I am with my payments, how many left and the schedule for those. Honestly I don’t have anything to recommend to do better. Reviewed on: 24th May 2024

Good for basics

only use PayPal for minimal spends as if a problem arises or I want to speak to someone about a transaction it’s its difficult to get through to someone. Reviewed on: 24th May 2024

Pay in 3

I use pay in three all the time. I have had no trouble getting refunds. I also get reminded when payment is being taken. Reviewed on: 24th May 2024

Pay in three is a life saver.

Pay in three has helped me manage my finances and make larger purchases possible. As a single income household pay in three is a life saver. Reviewed on: 24th May 2024

I think it makes it quite sensible from financial ma...

I think it makes it quite sensible from financial management perspective. i bought my phone using pay in 3; it was costly but i was able to manage it easily through 3 installments. Plus best part is no interest. Reviewed on: 24th May 2024

I love using pay in, 3 its great and never have any...

I love using pay in, 3 its great and never have any problems, it gives you the flexibility with your purchases Reviewed on: 24th May 2024

It is incredibly easy to use!

It is incredibly easy to use, you can even pay it off early. Just need to log into your paypal, to check on your Pay in 3, you get text and email payment reminders too. It is a great service. Perfect for when a large unexpected purchase arrises, or even a large online grocery shop (obviously depends whether the shop offers it) I would 100% recommend. Reviewed on: 24th May 2024

Easy was to split cost on expensive items

Easy was to split cost on expensive items Reviewed on: 24th May 2024

good service

good, usefull thing these days, very helpfull Reviewed on: 24th May 2024

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