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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71440 reviews)

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4.76

Based on 71,440 reviews, last reviewed 16th Jun 2026

4620000% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and manage money Very easy to use, see your transactions and manage money Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71440)

Good credit limits and flexibility, I love pay in 3...

Good credit limits and flexibility, I love pay in 3 and feel secure using paypal too. It's widely available Reviewed on: 31st May 2024

Pay in 3 is ideal for those times where you need to...

Pay in 3 is ideal for those times where you need to spread the cost of an expensive purchase. Makes it even better being interest free. Will definitely use the service when it’s offered again. Reviewed on: 31st May 2024

What’s not to like about PayPal Pay in 3!

Really find the PayPal Pay in 3 helps me spread my payments and helps hugely with cash flow right now. Zero interest too it’s just so great Reviewed on: 31st May 2024

They helped me to access extra finances when I was a...

They helped me to access extra finances when I was a student and traditional banks wouldn't help. Paypal credit helped me get through college. Reviewed on: 31st May 2024

Helpfull

Pay in 3 really helps to budget, used this a few times and always been happy. Reviewed on: 31st May 2024

Very easy and quick.

Very easy and quick. Displays clear information about the payments and payment methods. Reviewed on: 31st May 2024

It WAS one of the perfect, convenient, easy-to-use s...

It WAS one of the perfect, convenient, easy-to-use services for PayPal. WAS. Unfortunately, something has changed and I can't use this now. Customer service did not help me with what the problem was. So I am really disappointed. Reviewed on: 31st May 2024

Paypal is amazing

I have had many refund issues with PayPal and they have rectified them. I have always received my money back and I recommend them to others. I have also have purchased a phone and after 9 months, Paypal still allowed me to get my refund back within 5 days. Cannot recommend them enough. Reviewed on: 31st May 2024

I use paypal for quite some time now.

I use paypal for quite some time now. And I'm very pleased with the service.I Always suggest those who doesn't have paypal simply download it,85 makes life much easier Reviewed on: 31st May 2024

Always use pay in 3 it helps a lot

Always use pay in 3 it helps a lot Reviewed on: 31st May 2024

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