Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (67363 reviews)

View other PayPal products

4.76

Based on 67,363 reviews, last reviewed 11th Jun 2026

4235400% increase in 5 star reviews

in the past 90 days

8300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good for splitting the cost Good value when you want to split the cost without paying fee Reviewed on: 11th June 2026

Latest lowest rating:

2

Positive experience good customer service always sol... Positive experience good customer service always solve problems Reviewed on: 11th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (67363)

Great for getting things you would like quickly with...

Great for getting things you would like quickly with a short payback time. Reviewed on: 15th May 2024

First Class Service

User experience is first class, clear instructions, easy to use and instant… happy happy happy Reviewed on: 15th May 2024

Fluid system with a very good notification setting t...

Fluid system with a very good notification setting to detail outgoing amount and date. Good to see payment plan for the coming payments. Problem free. Reviewed on: 15th May 2024

It's a good way to help you get what you want a litt...

It's a good way to help you get what you want a little faster Reviewed on: 15th May 2024

Love you PayPal x

It's given me lots of opportunity to receive money from my friends?? I'm not sure tbh - how long does this character count need to be omg Reviewed on: 15th May 2024

It's easy to use and very quick to set up...

It's easy to use and very quick to set up Reviewed on: 15th May 2024

Excellent secure product with excellent offers and p...

Excellent secure product with excellent offers and platform to manage the account. Reviewed on: 15th May 2024

Flexible though hard to get approved for large purch...

Flexible though hard to get approved for large purchases Reviewed on: 15th May 2024

Inuse paybin 3 formy bigger purchases.

Inuse paybin 3 formy bigger purchases. Never had any trouble. Good service. Reviewed on: 15th May 2024

Helps with managing my shopping budget

Allows me to manage my split my shopping budget over 3 months which makes it more manageable. Also it’s at 0% interest!! Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from PayItMonthly 4.77 from 260 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 135541 reviews
Payments
from PayPal 4.73 from 3746 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub