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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (68402 reviews)

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4.76

Based on 68,402 reviews, last reviewed 12th Jun 2026

4333900% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I wouldn’t be able to purchase my items without payi... I wouldn’t be able to purchase my items without paying in three as they would be to expensive Reviewed on: 12th June 2026

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (68402)

Having a flexible option is great

It’s great to be able to have an option to spread the payments for 3 months or pay full balance with credit! Being able to set up direct debt is great too, allows me to spread my monthly outgoings. Reviewed on: 16th May 2024

Used pay in 3 plenty of times, nice simple way to sp...

Used pay in 3 plenty of times, nice simple way to spread the cost without charges. Reviewed on: 16th May 2024

Best service ever to help with expenses items My onl...

Best service ever to help with expenses items My only step back is when a website glitch and payment go thru without progressing The excellent customer services always resolve the problem without issues Reviewed on: 16th May 2024

Love pay in 3 so handy and easy to use.

Love pay in 3 so handy and easy to use. Only wish you could use it in more places Reviewed on: 16th May 2024

Easy to use

I am using PayPal from a long time and it is very easy to use and very convenient way to spend. A satisfied customer. Reviewed on: 16th May 2024

Excellent.

Excellent. Pay is 3 is very useful when making big purchases. I love using PayPal as it makes it safer to shop online. I use PayPal in all my transactions as much as possible. It is definitely highly recommended Reviewed on: 16th May 2024

I have been using paypal for years.

I have been using paypal for years. Every website that have paypal is always trusted to me. They have lots of ways helping you paying for goods which is excellent for me. Pay in 3 and even paypal credits is amazing, instead of pay for one transaction now I can get many more different things instead of waiting for salary. Would even give 10 star for pay pal pay in 3 Reviewed on: 16th May 2024

The Easy Way To Pay With Split Payments

Pay in 3 makes paying for something in split payments easy and hassle-free. Once you have signed up it appears as a payment option in the PayPal checkout for eligible purchases which makes it super easy to use. The fact that you make the first payment at the point of purchase is clever and encourages responsible spending and budgeting. Reviewed on: 16th May 2024

pay in 3 is great

I use pay in 3 for large purchases that i know will take a while to arrive or experiences that are happening in a few months of payment and i love the freedom of being able to pay part of my bills closer to the time. It's a great flexible way of budgeting each month Reviewed on: 16th May 2024

Paying in 3 helps spread the cost

Paying in 3 helps me buy things I need now and pay them off in instalments without any interest charged. As the payments are made automatically I don’t need to worry about missing any payments. Reviewed on: 16th May 2024

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