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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (67982 reviews)

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4.76

Based on 67,982 reviews, last reviewed 12th Jun 2026

4294100% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Essential for online purchases! My first thought when visiting any new website is "does it accept PayPal?" and oftentimes, if it doesn't, I am much less likely to buy anything becaus... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (67982)

Have used pay in 3 and other credit services from Pa...

Have used pay in 3 and other credit services from PayPal. Each and every time it is easy to use and hassle free. The repayment instructions clear with also statements being provided. I haven’t yet missed any payments as they keep me updated when it’s due and if a direct debit is set. There’s no need for a seperate credit card. Reviewed on: 12th May 2024

Such a secure and user friendly way to pay

Secure and easy to sue service providing peace of mind and easy pay at point of sale Reviewed on: 12th May 2024

Quick, simple, easy. Does what it says on the tin.

Quick, simple, easy to use and easy to set up and to the point. It’s all automatic, does what it says on the tin really without any real participation from you. Buy whatever you want and split the cost over 3 months. I’ve used this a fair few times before and it takes the money out of your selected account automatically. No mess and no fuss, no complaints from me! Reviewed on: 12th May 2024

Excellent free service - pay in three is so easy to...

Excellent free service - pay in three is so easy to use. Reviewed on: 12th May 2024

Good experience

It's very convincing way of making purchases spread over period of 3 months. It would be good if PayPal introduce pay in 6 and pay in 12 as well. It will also be good to issue physical card to use pay in instalments to cover more merchandise. Reviewed on: 12th May 2024

PayPal is a great way of controlling your spending

PayPal is a great way of controlling your spending and the website is easy to use and navigate Reviewed on: 12th May 2024

Great experience so far.

Great experience so far. Would recommend Reviewed on: 12th May 2024

I love the way you can spread payments

I love the way you can spread payments Reviewed on: 12th May 2024

Always helpful and sort any issues i have had.

Always helpful and sort any issues i have had. And flexible payments too Reviewed on: 12th May 2024

The quick and easy budget option.

Pay in 3 is a great option if your budget is limited. It enables you to buy what you want and not leave yourself short for the rest of the month. It’s so easy to use and you don’t have to worry about making payments as they are scheduled for you. Reviewed on: 12th May 2024

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