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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71682 reviews)

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4.76

Based on 71,682 reviews, last reviewed 16th Jun 2026

4642800% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Perfect if you use it, it’s easier for you to get yo... Perfect if you use it, it’s easier for you to get you large payments sorted Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71682)

really excellent customer service

really excellent customer service Reviewed on: 20th May 2024

PayPal pay in 3 is an amazing idea

I think PayPal pay in 3 has been an amazing idea, as this helps to buy things you might want/need but not having to worry about paying it all off at once and being able to pay 3 monthly instalments. So I’ve had a great experience with PayPal 5* Reviewed on: 20th May 2024

Great forpeople hit by unexpected large appliances...

Great forpeople hit by unexpected large appliances breakdowns and can't get traditional credit for a variety of reasons. You do need to be able to have some control over your spending li.its as these offers crop up everywhere now so upu don't inadvertently take on more than you can manage! Reviewed on: 20th May 2024

Makes budgeting simple.

Makes budgeting simple. Always kept up to date on upcoming payments. No nasty shocks. So easy to use. Great service. Reviewed on: 20th May 2024

A brilliant way to ease the payments

A brilliant way to ease the payments Reviewed on: 20th May 2024

PayPal is my go to payment method!

PayPal is my go to payment method! Secure and quick with the option to pay monthly and pay in 3 with interest free Reviewed on: 20th May 2024

Overall if u use sensibly this app is good to buy mo...

Overall if u use sensibly this app is good to buy more and pay less. I been using PayPal from more then 8 years and i can say its safe to use and have flexible options to pay like 3 months 6 months and 4 months. Only regret is if u not use it sensibly u end up paying more in intrest. I wish there is some options like freezing intrest to help people with financial problems. Reviewed on: 20th May 2024

Great, would recommend.

Smooth and easy process, no hidden admin fees. Great customer support, I recently authorised a pay in 3 but had to cancel the order with the vendor and re authorise. I was updated regularly on the status of my refund for the cancelled order. Reviewed on: 20th May 2024

No fuss, quick and useful!

I have used Pay in 3 on several occasions and every time it delivers me just what I need. It’s available to use at a tap of a button and is available on most online stores which is great. No fuss, very easy to understand and breaks down your transaction in to 3 affordable payments, paid over 3 months. Great for pricier purchases. Reviewed on: 20th May 2024

Really fast, pre-approved no stress

Really fast, pre-approved no stress Reviewed on: 20th May 2024

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