Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 71,312 reviews, last reviewed 15th Jun 2026
4607800% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing opportunity to spread the monthly costs Amazing opportunity to spread the monthly costs Reviewed on: 15th June 2026
Agnieszka D's avatar
Agnieszka D

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (71312)

Very happy customer pay in 3 helps me to afford thin...

5
Very happy customer pay in 3 helps me to afford things much more easily Reviewed on: 11th May 2024

Confidence

5
Always happy to use PayPal,gives me peace of mind,quick and easy to use and I love the pay in 3! because with today’s economy we are all finding things difficult when needing to buy. Reviewed on: 11th May 2024

Always easy to use.

5
Always easy to use. Good deal and easy to pay off early when you want. Reviewed on: 11th May 2024

Great service

5
PayPal is a great app. Makes it easy to buy things. Reviewed on: 11th May 2024

I've genuinely never had an issue with PayPal whene...

5
I've genuinely never had an issue with PayPal, whenever I've been scammed or something has been damaged I've been refunded without any hesitation, PayPal Credit has been extremely helpful over the last year allowing me to make purchases for items which I probably could've afforded at the time, but instead it's enabled me to spread the costs. Reviewed on: 11th May 2024

All good service

5
All good All good service was good the customer service is very good Reviewed on: 11th May 2024

Amazing opportunity

5
Pay in 3 is a convenient way to purchase things when you are in need but the full price isn't affordable right now. Reviewed on: 11th May 2024

Pay in 3 interest-free over three months.

5
Pay in 3 interest-free over three months. I'm very happy Reviewed on: 11th May 2024

Simple, effective and peace of mind.

5
Pay in 3 is great for spreading the cost when multiple purchases are needed at once or maybe just before payday! Had to return a few items purchased on pay in 3 and refunds have been quick and easy! Overall I'll continue to choose Pay in 3 in future where it works for me. Reviewed on: 11th May 2024

Trust worthy and convenient

5
Used it for years. For sending and receiving, paying and borrowing. Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 140099 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3750 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products