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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71216 reviews)

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4.76

Based on 71,216 reviews, last reviewed 15th Jun 2026

4598700% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid all round Good site, swift customer service, security seems robust. Reviewed on: 15th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71216)

Excellent

Pay in 3 is a great option for any type of purchase, and it’s quick and convenient Reviewed on: 11th May 2024

Good service and reliable , is helping in my day to...

Good service and reliable , is helping in my day to day shopping Reviewed on: 11th May 2024

Easy to use

I find Paypal really useful to use when I want to make a more expensive purchase, but don't have the funds to pay the full amount upfront. It's really easy to use and the customer service team are helpful Reviewed on: 11th May 2024

Always efficient service and great app to use

Always efficient service and great app to use Reviewed on: 11th May 2024

Ease of Use

Quite straightforward and easy to use Reviewed on: 11th May 2024

Easy easy easy easy easy easy easy east east easy ea...

Easy easy easy easy easy easy easy east east easy easy easy easy way way eat way easy Reviewed on: 11th May 2024

Never Lets Me Down

PayPal’s Pay in 3, never lets me down when I need it the most. Sometimes, in the cost of living crisis, there are purchases you may not afford, and paying in 3 for a purchase helps people afford essentials. PayPal is very helpful to those building their credit score up, and very lenient with the approval rate, allowing people to increase their credit score in a healthy way. Reviewed on: 11th May 2024

Excellent service.

Excellent service. Easy to ask questions and good communication. Reviewed on: 11th May 2024

So seamless.

So seamless. It’s amazing that you can just do this with so little hassle. Reviewed on: 11th May 2024

I have used pay in 3 many times in the past few year...

I have used pay in 3 many times in the past few years and helps me with larger purchases and enjoy the option to pay off early too. Reviewed on: 11th May 2024

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