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PayPal: Pay in 3 reviews

4.76
Based on 76,083 reviews, last reviewed 25th Jun 2026
5061800% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Your mate when it comes to money. Easily navigable App ensure perfect management of your money. Reviewed on: 25th June 2026
John S's avatar
John S

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026
Kirk L's avatar
Kirk L

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76178)

Pay in 3 options has disappeared for me.

5
Pay in 3 options has disappeared for me. Was good when it was present, not sure what happened to it Reviewed on: 12th May 2024

It’s a great tool for spreading payments, helps me b...

5
It’s a great tool for spreading payments, helps me budget, nice clear instructions, helps me make purchase I otherwise might struggle to buy in 1 payment. Allows me to to keep a bigger budget for the rest of the month. Allows you to pay it early if you have more left that you might or realized! Reviewed on: 12th May 2024

Great from start to finish

5
Great from start to finish . Everything so easy and staight forward Reviewed on: 12th May 2024

Wonderful

5
I really like PayPal it’s so easy to use and the app is not confusing and I would recommend it to my friends and family Reviewed on: 12th May 2024

Easy and fast payments

5
Makes payments online much easier and safer Reviewed on: 12th May 2024

Better than any credit card

5
Very easy to use, built in at paypal checkout, good interest rates. Reviewed on: 12th May 2024

Good service

5
Good to spread costs, PayPal credit even better Reviewed on: 12th May 2024

Used pay in 3 a few times easy to use...

5
Used pay in 3 a few times easy to use Reviewed on: 12th May 2024

Great service easy to use.

5
Great service easy to use. PayPal app is also easy and user friendly Reviewed on: 12th May 2024

LIFESAVER!!

5
I rely on pay in 3 with every single purchase it breaks down the cost to 3 easy monthly payments and makes everything affordable and within reach. Also, you get reminders when payments are due so you can't miss a single payment. I don't know how I was able to do shopping before this option thank you to PayPal for this fantastic service. Reviewed on: 12th May 2024

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