Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 76,083 reviews, last reviewed 25th Jun 2026
5061800% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Your mate when it comes to money. Easily navigable App ensure perfect management of your money. Reviewed on: 25th June 2026
John S's avatar
John S

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026
Kirk L's avatar
Kirk L

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76178)

Pay in 3 was easy to set up

5
Pay in 3 was easy to set up and a great way to pay for the more expensive items Reviewed on: 12th May 2024

Love using pay in 3.

5
Love using pay in 3. Make buying things a lot easier Reviewed on: 12th May 2024

Love it.

5
Love it. Quick and easy and simple Reviewed on: 12th May 2024

Brilliant service with transparent terms

5
It's very easy to use and there is no hidden catch. Everything in thoroughly explained and in full transparency. Being able to pay in 3 instalments is brilliant for emergency needs that don't fit in your budget or just because. Reviewed on: 12th May 2024

Straight forward, easy & convenient

5
Straight forward, easy & convenient Reviewed on: 12th May 2024

I have used PayPal for quite sometime now.

5
I have used PayPal for quite sometime now. I use it to make regular payments. The pay in 3 service helps in budgeting my finances. Reviewed on: 12th May 2024

Easy to use, convenient and helpful

5
Easy to use, convenient and helpful Reviewed on: 12th May 2024

Amazing always there to help when needed

5
Amazing always there to help when needed Reviewed on: 12th May 2024

Very easy to set up and manage.

5
Very easy to set up and manage. Most retailers now use this and is a way of not spending all your money in one go buy spreading bigger payments over 3 months. Definitely make sure you don't sign up for too many and can afford the monthly payments. Best bet is to have the money saved before purchasing and use pay at 3 to spread it across. Reviewed on: 12th May 2024

Brilliant way to purchase without hurting your wallet

5
Paying with the Pay in 3 is a brilliant way to purchase items without paying everything in full and leaving a hole in wallet so to speak. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 145282 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products