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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32973 reviews)

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4.93

Based on 32,973 reviews, last reviewed 12th Apr 2026

1003200% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service and layout of the website Excellent service and layout of the website Reviewed on: 12th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32973)

PayPal is the best lenders ever with the flexibility...

PayPal is the best lenders ever with the flexibility of being able to pay back in 3months or 4months installment makes PayPal the best among the rest Reviewed on: 9th April 2026

PayPal is simple and great service

PayPal is simple and straightforward to use; the website is easy to navigate. PayPal's products, including 'Credit' are fair and reasonable. I won even consider using any alternate to PayPal! Reviewed on: 9th April 2026

A very convenient way to pay- love the pay in 3 faci...

A very convenient way to pay- love the pay in 3 facility Reviewed on: 9th April 2026

Easy to use and the app keeps you informed and updat...

Easy to use and the app keeps you informed and updated with payment schedules Reviewed on: 9th April 2026

Safe secure payments

Safe secure payments, sometimes split 3 ways to ease big spends. I have the app and it is incredibly easy to use Reviewed on: 9th April 2026

I feel safe using PayPal.

I feel safe using PayPal. I know that if I have any issues I can rely on PayPal to sort issue quickly and satisfactorily. It is easy to use. Reviewed on: 9th April 2026

PayPal ease of use

I use PayPal often mainly out of ease. I also find the pay in 3 feature very useful that saved me a few times when buying important house items. Reviewed on: 9th April 2026

PayPal is helpful and mostly accessible

PayPal is helpful for transferring money and paying for items without spending time typing bank details. The user experience is mostly accessible, although I think it could be made easier to transfer money from PayPal to your bank account with a button on the home screen. Reviewed on: 9th April 2026

Easy and affordable, was great to have this handy op...

Easy and affordable, was great to have this handy option. Reviewed on: 9th April 2026

I have never had a problem with PayPal and when I ha...

I have never had a problem with PayPal and when I have been in a dispute with a supplier PayPal have always resolved the issue quickly and provided refunds where required. Reviewed on: 9th April 2026

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