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PayPal: Pay in 3 reviews

4.76
Based on 80,407 reviews, last reviewed 6th Jul 2026
669% increase in 5 star reviews
in the past 90 days
543% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026
Carmen's avatar
Carmen

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026
Andrea M's avatar
Andrea M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (80468)

Easy to use, most sellers offer PayPal options so it...

5
Easy to use, most sellers offer PayPal options so it’s really convenient. Reviewed on: 12th May 2024

Always smooth transactions.

5
Always smooth transactions. Pay in three is extremely useful and allows purchases you may be putting off Reviewed on: 12th May 2024

Pay in 3

5
Easy way to pay if you need something urgently and want to spread the cost and not pay any extra. Referred family and friends to use. Reviewed on: 12th May 2024

Best option for splitting payments

5
Really easy to use and I have the option to make payments earlier if I wish to. Zero interest is always a bonus! Reviewed on: 12th May 2024

Very nice, really liking it.

5
Very nice, really liking it. Use it all the time cuz i cba to pay straught up even though i have the money ther Reviewed on: 12th May 2024

Afford the unaffordable in one payment

5
PayPal pay in 3 is a fantastic service, helping you to afford things you might not otherwise be able to afford in one payment. Reviewed on: 12th May 2024

Think it's a great safe way to pay and always had qu...

5
Think it's a great safe way to pay and always had quick problems resolved if any issues with payments Reviewed on: 12th May 2024

Honestly

5
I always use Pay pal, because they have an excellent reputation and have always been so reliable. When making online purchases I only ever use pay pal, their pay in 3 option has been brilliant for allowing we to pay for larger purchases over a time period which suits me Reviewed on: 12th May 2024

I've used Pay in 3 for a few years now, the experien...

5
I've used Pay in 3 for a few years now, the experience is full of ease, allows you to manage your money better by paying in 3 different payments or in 3 months, defo would recommend. Sometimes I pay 2/3 payments initially and pay the last amount after a few weeks. Try it out. Reviewed on: 12th May 2024

PayPal has become an integral part of my online shop...

5
PayPal has become an integral part of my online shopping experience, everything I need in one place and customer service are always on hand to help with my queries or concerns. Reviewed on: 12th May 2024

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