Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80421 reviews)

View other PayPal products

4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (80421)

It Works For Me!

I like PayPal because it allows me to make purchases without putting all of my details on certain websites that I'm not sure about. Reviewed on: 12th May 2024

Pay 3 easy use

Good experience always easy to use Reviewed on: 12th May 2024

Super Helpful Payment Tool

Pay in 3 is an incredibly helpful tool and I have used it many times, it makes it very easy to separate bigger payments into smaller amounts and dosent charge interest, what's not to like? Reviewed on: 12th May 2024

Thank you PayPal for PAY IN 3Z

I love paypal not just for buying and selling, but also the pay in 3 option, so if you need something ie forgotton present etc. And you haven't the money in your bank there is always that option. But the best thing with PayPal, is their guarantee to reimburse you, should the payment ends up with scams etc which are getting worse all the time so thank you paypal! Reviewed on: 12th May 2024

The best experience possible.

The best experience possible. Issues are resolved promptly and problems with vendors are refunded quickly. Reviewed on: 12th May 2024

Pay in 3 enables me to purchase items I would otherw...

Pay in 3 enables me to purchase items I would otherwise not be unable to buy outright…it’s a very helpful method of purchase. Reviewed on: 12th May 2024

Easy to use, helps spread cost wit no interest.

Easy to use, helps spread cost with no interest. Very handy Reviewed on: 12th May 2024

Its always very helpful, staff always finds solution...

Its always very helpful, staff always finds solutions to your problems Reviewed on: 12th May 2024

Pay in 3 is an easy way to spread out the cost of so...

Pay in 3 is an easy way to spread out the cost of something you necessarily couldn't pay for in 1 go. It has made my life much easier. Reviewed on: 12th May 2024

Quick and easy! Great service.

Quick and easy, no issues. Refunds to adjust balances super quick. Easy to pay off early if need be. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from Buyline 4.38 from 26 reviews
Buy Now Pay Later
from Klarna 4.34 from 557 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 149695 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub