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PayPal: Pay in 3 reviews

4.76
Based on 80,729 reviews, last reviewed 6th Jul 2026
464% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always excellent - faultless service and would highl... Always excellent - faultless service and would highly recommend to anyone Reviewed on: 6th July 2026
Adrian N's avatar
Adrian N

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026
Andrea M's avatar
Andrea M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (81121)

Confidence

5
Always happy to use PayPal,gives me peace of mind,quick and easy to use and I love the pay in 3! because with today’s economy we are all finding things difficult when needing to buy. Reviewed on: 11th May 2024

Always easy to use.

5
Always easy to use. Good deal and easy to pay off early when you want. Reviewed on: 11th May 2024

Great service

5
PayPal is a great app. Makes it easy to buy things. Reviewed on: 11th May 2024

I've genuinely never had an issue with PayPal whene...

5
I've genuinely never had an issue with PayPal, whenever I've been scammed or something has been damaged I've been refunded without any hesitation, PayPal Credit has been extremely helpful over the last year allowing me to make purchases for items which I probably could've afforded at the time, but instead it's enabled me to spread the costs. Reviewed on: 11th May 2024

All good service

5
All good All good service was good the customer service is very good Reviewed on: 11th May 2024

Amazing opportunity

5
Pay in 3 is a convenient way to purchase things when you are in need but the full price isn't affordable right now. Reviewed on: 11th May 2024

Pay in 3 interest-free over three months.

5
Pay in 3 interest-free over three months. I'm very happy Reviewed on: 11th May 2024

Simple, effective and peace of mind.

5
Pay in 3 is great for spreading the cost when multiple purchases are needed at once or maybe just before payday! Had to return a few items purchased on pay in 3 and refunds have been quick and easy! Overall I'll continue to choose Pay in 3 in future where it works for me. Reviewed on: 11th May 2024

Trust worthy and convenient

5
Used it for years. For sending and receiving, paying and borrowing. Reviewed on: 11th May 2024

Pay in 3 easy payments for free

5
Pay in 3 is great as it is an easy way to spread the cost over 3 payments without paying interest. Reviewed on: 11th May 2024

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