Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94532 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (94549)

Easy to apply no hassle.

Easy to apply no hassle. Very accessible on the app as well. Reviewed on: 8th June 2024

PayPal, for all your online finance

Very useful, easy to use, great value and service, no issues. Excellent security, my preferred way to fund online purchases Reviewed on: 8th June 2024

Love PayPal Pay in 3!

Love PayPal Pay in 3! Makes buying expensive items more manageable and so easy to set up! Can’t fault it. Wish they’d introduced it years ago! Reviewed on: 8th June 2024

The service is very easy to use and reliable.

The service is very easy to use and reliable. The app makes it possible to manage payments wherever you are Reviewed on: 8th June 2024

Effortless

Very easy for initial setup and quick and easy to checkout. Would recommend to anyone! Reviewed on: 8th June 2024

Pay in 3 is fantastic

Since pay in 3 became available, I've frequently been using it whether for holiday which I haven't been for a long time, clothing or bundles of gifts for others, it's easy to use, very helpful and life saver for when you need it Reviewed on: 8th June 2024

Easy. No hassle.

Easy to pay in 3 instalments AND no interest :D win win! Reviewed on: 8th June 2024

Helps me with my purchase, best option out there

Helps me with my purchase, best option out there Reviewed on: 8th June 2024

Always been extremely helpful.

Always been extremely helpful. Having the ability to spread the payments over three months is a god send Reviewed on: 8th June 2024

It's been great to spread the cost although I think...

It's been great to spread the cost although I think the service should be available at all times if you pay back on time and in most cases early. I don't understand how I can't access the pay in 3 after paying plans off Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 171674 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub