Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 97,957 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
480% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026
Kerri l's avatar
Kerri l

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026
claire Obrien's avatar
claire Obrien

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98192)

It has changed my life.

5
It has changed my life.it has helped me buy things which I would normally bit be able to afford as full payments. Reviewed on: 11th June 2024

Quick, easy and most importantly safe.

5
Quick, easy and most importantly safe. I've used Pay in 3 a number of times, I don't have to worry about remembering the payments or cancellation of the agreement when it's finished, it's all done for me, and without any extortionate payment interest being added. Reviewed on: 11th June 2024

Pay in 3 review

5
I have used PP since 2004 and always trusted the platform and enjoyed the ability for interest free credit. I dont have to "log in" and make a payment as it automatically notifies you in advance of payments, I can close payments early should I wish and the transactions are smooth and hassle free. Reviewed on: 11th June 2024

Safe reliable service.

5
Safe reliable service. i use it for all my online purchases. Reviewed on: 11th June 2024

I've had a good experience, payment is easy and stra...

5
I've had a good experience, payment is easy and straightforward Reviewed on: 11th June 2024

Fast and secure

5
Good. Fast and secure transactions Reviewed on: 11th June 2024

Very good service

4
I tried it more than once and it is very easy and helpful Reviewed on: 11th June 2024

Love it!

5
Love the app, love pay in 3, love the ability to pay anyone quickly and safely - really great to pay friends as well as businesses. Reviewed on: 11th June 2024

PayPal pay in 3

5
The service is handy when you want to spread the cost with no interest added Reviewed on: 11th June 2024

I have been able to spread the cost of items to help...

5
I have been able to spread the cost of items to help me pay for bills and groceries. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 176821 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products