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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97261 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (97271)

Love it and amazing

Love it absolutely grateful! Easy to use but wish some form Apple Pay could be used on this Reviewed on: 10th June 2024

A safe experience

I use PayPal pay in 3 if I am making a larger purchase. It means I can spread the cost at no extra fee and gives me Paypal's protection for my purchases. Reviewed on: 10th June 2024

Great service and helps spread the cost

Great service and helps spread the cost Reviewed on: 10th June 2024

Easy to use and convenient.

Easy to use and convenient. Never had any problems arranging pay in 3. It’s a good way to manage your finances and spending without impacting on credit scores. Reviewed on: 10th June 2024

Satisfaction guaranteed

Pay in 3 give you a little freedom to buy without crashing your budget. Peace of mind that your payment is taken care of Reviewed on: 10th June 2024

PayPal good way to pay

I use PayPal a lot for credit, pay in 3, transfer money to other countries. So far I am happy with this way to pay. Reviewed on: 10th June 2024

Easy,stress free.

Easy,stress free. I’ve used it a lot now Reviewed on: 10th June 2024

Very easy to use and set up.

Very easy to use and set up. Clear guidelines, reminders set to ensure no missed payments. Clearly set out and easy to access. Reviewed on: 10th June 2024

Perfect for online shopping

Perfect for online shopping and gives you the option to pay in 3 ways which makes purchases more affordable! Reviewed on: 10th June 2024

Amazing service, really handy and hopefully more and...

Amazing service, really handy and hopefully more and more services accept pay in 3 Reviewed on: 10th June 2024

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